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31 The median age in the city is 40.4, up from 39.3 in 2010 and 37.7 in 2000. The city experienced remarkable growth in its youth population during the 1990s, with a 36 percent increase during the decade. The rate slowed to about 9 percent in 2000- 2010. In 1990, nearly one in five San Leandro residents was over 65. That percentage declined in the 1990s and 2000s, and the percentage of seniors now stands at 13.7 percent of the population. In recent years, the fastest growing segment of the population has been the 45-64 age cohort. There were 25,600 people in this cohort in 2014 compared to 14,000 in 1990. A substantial increase in the senior population is anticipated as the “baby boomer” generation advances. The so-called “millennial” generation is somewhat under- represented in San Leandro, with persons aged 20-34 comprising 19.7 percent of the population, compared to 22.4 percent in Alameda County. In 2014, the median household income in San Leandro was estimated to be about $63,400. Although this represents a substantial increase over 2000, it is still about 16 percent below the Alameda County median of $73,775. Based on data provided to the city by ABAG in 2013, about 44 percent of the city’s households meet the US Department of Housing and Urban Development (HUD) definition of “low” or “very low” income. The cost of housing is particularly vexing for lower income households, with some San Leandro families spending more than 50 percent of their monthly incomes on their housing costs. The Housing Element of the General Plan addresses this issue in detail. Charts 2-2 and 2-3 illustrate the characteristics of San Leandro’s housing stock. Nearly half of the housing in San Leandro was built during the 1940s and 50s. However, the city also contains more than 3,500 dwelling units which pre-date 1940. About two-thirds of San Leandro’s dwelling units are single family homes and about a quarter are in multi-family buildings with five or more units. 70