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6.0 INSURANCE REQUIREMENTS
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<br />6.1 Insurance. Before beginning any work under this Agreement, Consultant, at its own cost and expense, shall procure "occurrence coverage" insurance against claims for injuries to persons or damages to property that may arise from or in connection with the performance of the work hereunder by Consultant and its agents, representatives, employees, and subcontractors. Consultant shall provide proof satisfactory to City of such insurance that meets the requirements of this section and under forms of insurance satisfactory in all respects to City, and that such insurance is in effect prior to beginning work for City. Consultant shall maintain the insurance policies required by this section throughout the term of this Agreement. The cost of such insurance shall be included in Consultant’s bid. Consultant shall not allow any subcontractor to commence work on any subcontract until Consultant has obtained
<br />all insurance required herein for the subcontractor(s) and provided evidence thereof to City. VERIFICATION OF THE
<br />REQUIRED INSURANCE SHALL BE SUBMITTED AND MADE PART OF THIS AGREEMENT PRIOR TO
<br />EXECUTION. Consultant shall maintain all required insurance listed herein for the duration of this Agreement.
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<br />6.2 Workers’ Compensation. Consultant shall, at its sole cost and expense, maintain Statutory Workers’
<br />Compensation Insurance and Employer’s Liability Insurance for any and all persons employed directly or indirectly by Consultant. The Statutory Workers’ Compensation Insurance and Employer’s Liability Insurance shall be provided
<br />with limits of not less than ONE MILLION AND NO/100 DOLLARS ($1,000,000.00) per accident. In the alternative, Consultant may rely on a self-insurance program to meet those requirements, but only if the program of self-insurance complies fully with the provisions of the California Labor Code. Determination of whether a self-insurance program meets the standards of the California Labor Code shall be solely in the discretion of Contract Officer. The insurer, if insurance is provided, or Consultant, if a program of self-insurance is provided, shall waive all rights of subrogation against City and its officers, officials, employees, and volunteers for loss arising from work performed under this Agreement.
<br /> An endorsement shall state that coverage shall not be suspended, voided, canceled by either party, reduced
<br />in coverage or in limits, except after thirty (30) days' prior written notice by certified mail, return receipt requested, has
<br />been given to City.
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<br />6.3 Commercial General and Automobile Liability Insurance.
<br /> a. General requirements. Consultant, at its own cost and expense, shall maintain commercial general and automobile liability insurance for the term of this Agreement in an amount not less than ONE MILLION AND NO/100 DOLLARS ($1,000,000.00) per occurrence, combined single limit coverage for risks associated with the work contemplated by this Agreement. If a Commercial General Liability Insurance or an Automobile Liability form or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to the work to be performed under this Agreement or the general aggregate limit shall be at least twice the required occurrence limit. Such coverage shall include but shall not be limited to, protection against claims arising from bodily and personal
<br />injury, including death resulting therefrom, and damage to property resulting from activities contemplated under this
<br />Agreement, including the use of owned and non-owned automobiles.
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<br /> b. Minimum scope of coverage. Commercial general coverage shall be at least as broad as
<br />Insurance Services Office Commercial General Liability occurrence form CG 0001 (ed. 11/88) or Insurance Services Office form number GL 0002 (ed. 1/73) covering comprehensive General Liability and Insurance Services Office form number GL 0404 covering Broad Form Comprehensive General Liability. Automobile coverage shall be at least as broad as Insurance Services Office Automobile Liability form CA 0001 (ed. 12/90) Code 1 (“any auto”). No endorsement shall be attached limiting the coverage. c. Additional requirements. Each of the following shall be included in the insurance coverage or added as an endorsement to the policy:
<br />(1) City and its officers, employees, agents, and volunteers shall be covered as insureds
<br />with respect to each of the following: liability arising out of activities performed by or on behalf of Consultant, including
<br />the insured’s general supervision of Consultant; products and completed operations of Consultant; premises owned,
<br />occupied, or used by Consultant; and automobiles owned, leased, or used by the Consultant. The coverage shall
<br />contain no special limitations on the scope of protection afforded to City or its officers, employees, agents, or
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