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Section 4. INSURANCE REQUIREMENTS. Before beginning any work under this Agreement, <br />Consultant, at its own cost and expense, unless otherwise specified below, shall procure the types and <br />amounts of insurance listed below against claims for injuries to persons or damages to property that may <br />arise from or in connection with the performance of the work hereunder by the Consultant and its agents, <br />representatives, employees, and subcontractors. Consistent with the following provisions, Consultant shall <br />provide proof satisfactory to City of such insurance that meets the requirements of this section and under <br />forms of insurance satisfactory in all respects, and that such insurance is in effect prior to beginning work to <br />the City. Consultant shall maintain the insurance policies required by this section throughout the term of this <br />Agreement. The cost of such insurance shall be included in the Consultant's bid. Consultant shall not allow <br />any subcontractor to commence work on any subcontract until Consultant has obtained all insurance required <br />herein for the subcontractor(s) and provided evidence that such insurance is in effect to City. VERIFICATION <br />OF THE REQUIRED INSURANCE SHALL BE SUBMITTED AND MADE PART OF THIS AGREEMENT <br />PRIOR TO EXECUTION. Consultant shall maintain all required insurance listed herein for the duration of <br />this Agreement. <br />4.1 Workers' Compensation — NOT REQUIRED. <br />4.2 Commercial General Liability Insurance. <br />4.2.1 General Requirements. Consultant, at its own cost and expense, shall maintain <br />commercial general liability insurance for the term of this Agreement in an amount <br />not less than One Million Dollars ($1,000,000) per occurrence, combined single limit <br />coverage for risks associated with the work contemplated by this Agreement. If a <br />Commercial General Liability Insurance form or other form with a general aggregate <br />limit is used, either the general aggregate limit shall apply separately to the work to <br />be performed under this Agreement or the general aggregate limit shall be at least <br />twice the required occurrence limit. Such coverage shall include but shall not be <br />limited to, protection against claims arising from bodily and personal injury, including <br />death resulting therefrom, and damage to property resulting from activities <br />contemplated under this Agreement. <br />4.2.2 Minimum Scope of Coverage. Commercial general coverage shall be at least as <br />broad as Insurance Services Office Commercial General Liability occurrence form <br />CG 0001 (most recent edition) covering comprehensive General Liability on an <br />"occurrence" basis. No endorsement shall be attached limiting the coverage. <br />4.2.3 Additional Requirements. Each of the following shall be included in the insurance <br />coverage or added as a certified endorsement to the policy: <br />The Insurance shall cover on an occurrence or an accident basis, and not <br />on a claims -made basis. <br />Consulting Services Agreement between City of San Leandro and Last revised July 1, 2018 <br />BAAHA for Homebuyer Program Page 4 of 13 <br />