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E MERGENCY M EDICAL S ERVICES F IRST R ESPONDER A DVANCED L IFE S UPPORT A GREEMENT (7 /1/201 9 ) <br />Page E-2 <br />EXHIBIT B - MINIMUM INSURANCE REQUIREMENTS <br />Without limiting any other obligation or liability under this Agreement, the City as a Contractor to the County, at its sole cost and expense, shall <br />secure and keep in force during the entire term of the Agreement or longer, as may be specified below, the following insuranc e coverage, limits and <br />endorsements: <br />TYPE OF INSURANCE COVERAGES MINIMUM LIMITS <br />A. Commercial General Liability <br />Premises Liability; Products and Completed Operations; Contractual <br />Liability; Personal Injury and Advertising Liability; Abuse, Molestation, <br />Sexual Actions, and Assault and Battery <br />$2,000,000.00 per occurrence (CSL) <br />Bodily Injury and Property Damage <br />B. Commercial or Business Automobile Liability <br />All owned vehicles, hired or leased vehicles, non-owned, borrowed and <br />permissive uses. Personal Automobile Liability is acceptable for individual <br />Contractors with no transportation or hauling related activities <br />$2,000,000.00 per occurrence (CSL) <br />Any Auto <br />Bodily Injury and Property Damage <br />C. Workers’ Compensation (WC) and Employers Liability (EL) <br />Required for all Contractors with employees <br />WC: Statutory Limits <br />EL: $1,000,000.00 per accident for bodily <br />injury or disease <br />D. Professional Liability/Errors & Omissions <br />Includes endorsements of contractual liability and defense and <br />indemnification of the County <br />$2,000,000.00 per occurrence <br />$5,000,000.00 project aggregate <br />E. Endorsements and Conditions: <br />ADDITIONAL INSURED: All insurance required above with the exception of Professional Liability, Personal Automobile <br />Liability, Workers’ Compensation and Employers Liability, shall be endorsed to name as additional insured: County of <br />Alameda, its Board of Supervisors, the individual members thereof, and all County officers, agents, employees and <br />representatives. <br />1.DURATION OF COVERAGE: All required insurance shall be maintained during the entire term of the Agreement with the <br />following exception: Insurance policies and coverage(s) written on a claims-made basis shall be maintained during the <br />entire term of the Agreement and until 3 years following termination and acceptance of all work provided under the <br />Agreement, with the retroactive date of said insurance (as may be applicable) concurrent with the commencement of <br />activities pursuant to this Agreement. <br />2.REDUCTION OR LIMIT OF OBLIGATION: All insurance policies shall be primary insurance to any insurance available to <br />the Indemnified Parties and Additional Insured(s). Pursuant to the provisions of this Agreement, insurance affected or <br />procured by the Contractor shall not reduce or limit Contractor’s contractual obligation to indemnify and defend the <br />Indemnified Parties. <br />3.INSURER FINANCIAL RATING: Insurance shall be maintained through an insurer with a minimum A.M. Best Rating of A- <br />or better, with deductible amounts acceptable to the County. Acceptance of Contractor’s insurance by County shall not <br />relieve or decrease the liability of Contractor hereunder. Any deductible or self-insured retention amount or other similar <br />obligation under the policies shall be the sole responsibility of the Contractor. Any deductible or self-insured retention <br />amount or other similar obligation under the policies shall be the sole responsibility of the Contractor. <br />4.SUBCONTRACTORS: Contractor shall include all subcontractors as an insured (covered party) under its policies or shall <br />furnish separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be subject <br />to all of the requirements stated herein. <br />5.JOINT VENTURES: If Contractor is an association, partnership or other joint business venture, required insurance shall be <br />provided by any one of the following methods: <br />–Separate insurance policies issued for each individual entity, with each entity included as a “Named Insured (covered <br />party), or at minimum named as an “Additional Insured” on the other’s policies. <br />–Joint insurance program with the association, partnership or other joint business venture included as a “Named <br />Insured. <br />6.CANCELLATION OF INSURANCE: All required insurance shall be endorsed to provide thirty (30) days advance written <br />notice to the County of cancellation. <br />7.CERTIFICATE OF INSURANCE: Before commencing operations under this Agreement, Contractor shall provide <br />Certificate(s) of Insurance and applicable insurance endorsements, in form and satisfactory to County, evidencing that all <br />required insurance coverage is in effect. The County reserves the rights to requir e the Contractor to provide complete, <br />certified copies of all required insurance policies. The require certificate(s) and endorsements must be sent to: <br />–Department/Agency issuing the agreement <br />–With a copy to Risk Management Unit (125 – 12th Street, 3rd Floor, Oakland, CA 94607) <br />684