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limitation, all applicable requirements of state and local building codes and regulations, and all applicable statutes and regulations relating to accessibility for the disabled. 3.3INSURANCE. Borrower shall procure and maintain for the duration of the Agreement, insurance against claims for injuries to persons ordamages to property which may arise from or in connection with the performance of the work hereunder by Borrower, its agents, representatives, employees, contractors or subcontractors. Consistent with the following provisions, Borrower shall provide proof satisfactory to City of such insurance that meets the requirements of this section and under forms of insurance satisfactory in all respects, and that such insurance is in effect prior to beginning work.Borrower shall maintain the insurance policies required by this section throughout the term of this Agreement. Borrower shall not allow any contractor to commence work until Borrower has obtained all insurance required herein for the contractor and provided evidence to the City that such insurance is ineffect. Verification of the required insurance shall be submitted and made part of this Agreement prior to execution. Borrower shall maintain all required insurance listed herein for the duration of this Agreement. A.Workers’ Compensation.Borrower shall, at its sole cost and expense, maintain Statutory Workers’ Compensation Insurance and Employer’s Liability Insurance for any and all persons employed directly or indirectly by Borrower. The Statutory Workers’ Compensation Insurance and Employer’s Liability Insurance shall be provided with limits of not less than $1,000,000 per accident. In the alternative, Borrower may rely on a self-insurance program to meet those requirements, but only if the program of self-insurance complies fully with the provisions of the California Labor Code. Determination of whether a self-insurance program meets the standards of the Labor Code shall be solely in the discretion of the City. The insurer, if insurance is provided, or the Borrower, if a program of self-insurance is provided, shall waive all rights of subrogation against the City and its officers, officials, employees, and volunteers for loss arising from work performed under this Agreement. B.Commercial General and Automobile Liability Insurance. 1)General requirements.Borrower, at its own cost and expense, shall maintain commercial general and automobile liability insurance for the term of this Agreement in an amount not less than $2,000,000 per occurrence, combined single limit coverage for risks associated with the work contemplated by this Agreement. If a Commercial General Liability Insurance or an Automobile Liability form or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to the work to be performed under this Agreement or the general aggregate limit shall be at least twice the required occurrence limit. Such coverage shall include but shall not be limited to, protection against claims arising from bodily and personal injury, including death resulting therefrom, and damage to property resulting from activities contemplated under this Agreement, including the use of owned and non-owned automobiles. 2)Minimum scope of coverage.Commercial general coverage shall be at least as broad as Insurance Services Office Commercial General Liability occurrence form CG 0001 (most recent edition) covering comprehensive General Liability on an “occurrence” basis. Automobile coverage shall be at least as broad as Insurance Services Office Automobile Liability form CA 0001 (most recent edition), Code 1 (any auto). No endorsement shall be attached limiting the coverage. 4 3239132.3 City Loan Agreement