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CITY OF SAN LEANDRO <br />NOTES TO BASIC FINANCIAL STATEMENTS <br />For The Year Ended June 30, 2019 <br />NOTE 6 – LONG-TERM DEBT (Continued) <br />2016 Bank of America Equipment Lease <br />On July 21, 2016, the City entered into a direct borrowing Lease/Purchase Agreement with Bank of <br />America, LLC to Lease/Purchase Equipment in the amount of $5,409,045. The Equipment was for the <br />installation of energy efficiency improvements on various City-owned facilities. The interest is 2.10% <br />payable over 16 years. <br />At June 30, 2019, future debt service requirements for the 2016 equipment lease follows: <br />For The Year <br /> Ending June 30 Principal Interest Total <br />2020 320,156$ 102,092$ 422,248$ <br />2021 326,915 95,334 422,249 <br />2022 333,816 88,433 422,249 <br />2023 340,864 81,389 422,253 <br />2024 348,059 74,190 422,249 <br />2025 - 2029 1,853,663 257,585 2,111,248 <br />2030 - 2033 1,417,705 60,163 1,477,868 <br />4,941,178$ 759,186$ 5,700,364$ <br />HUD 108 Guarantee Loan – Senior Center <br />In 2011, the City received a direct borrowing $2,500,000 20-year federal loan from HUD, at an interest rate <br />of 3% to finance the acquisition and construction of senior center facility within the City of San Leandro. <br />The loan is secured and payable from the Community Development Block Grant Fund. <br />The loan covenants contain events of default which include collection of any funds pledged under the <br />contract, withholding the guarantee of any or all obligations not yet disbursed to the City or the Loanee may <br />direct the City’s financial institution to refuse to release any loan funds held in loan accounts, repayment <br />accounts and investment accounts to the City. These events may be applied by the Loanee as specified in the <br />terms of the agreement if any of the following conditions occur: default on debt service payments; the <br />failure of the City to observe or perform the conditions, covenants, or agreement terms of the debt; <br />bankruptcy filing by the City; or if any court or competent jurisdiction shall assume custody or control of the <br />City. There were no such events occurred during the fiscal year ending June 30, 2019. <br />At June 30, 2019 future debt service requirements for the HUD 108 Guarantee loan follows: <br />For The Year <br /> Ending June 30 Principal Interest Total <br />2020 132,000$ 55,414$ 187,414$ <br />2021 132,000 50,972 182,972 <br />2022 132,000 46,246 178,246 <br />2023 132,000 41,256 173,256 <br />2024 132,000 36,135 168,135 <br />2025 - 2029 660,000 99,450 759,450 <br />2030 - 2030 132,000 2,911 134,911 <br />1,452,000$ 332,384$ 1,784,384$ <br />68215