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CITY OF SAN LEANDRO <br />NOTES TO BASIC FINANCIAL STATEMENTS <br />For The Year Ended June 30, 2019 <br />NOTE 6 - LONGTERM DEBT (Continued) <br />2016 Bank of America Equipment Lease <br />On July 21, 2016, the City entered into a direct borrowing Lease/Purchase Agreement with Bank of <br />America, LLC to Lease/Purchase Equipment in the amount of $5,409,045. The Equipment was for the <br />installation of energy efficiency improvements on various City -owned facilities. The interest is 2.10% <br />payable over 16 years. <br />At June 30, 2019, future debt service requirements for the 2016 equipment lease follows: <br />For The Year <br />Ending June 30 <br />Principal <br />Interest <br />Total <br />2020 <br />$ 320,156 <br />$ 102,092 <br />$ 422,248 <br />2021 <br />326,915 <br />95,334 <br />422,249 <br />2022 <br />333,816 <br />88,433 <br />422,249 <br />2023 <br />340,864 <br />81,389 <br />422,253 <br />2024 <br />348,059 <br />74,190 <br />422,249 <br />2025-2029 <br />1,853,663 <br />257,585 <br />2,111,248 <br />2030-2033 <br />1,417,705 <br />60,163 <br />1,477,868 <br />$ 4,941,178 <br />$ 759,186 <br />$ 5,700,364 <br />HUD 108 Guarantee Loan - Senior Center <br />In 2011, the City received a direct borrowing $2,500,000 20 -year federal loan from HUD, at an interest rate <br />of 3% to finance the acquisition and construction of senior center facility within the City of San Leandro. <br />The loan is secured and payable from the Community Development Block Grant Fund. <br />The loan covenants contain events of default which include collection of any funds pledged under the <br />contract, withholding the guarantee of any or all obligations not yet disbursed to the City or the Loanee may <br />direct the City's financial institution to refuse to release any loan funds held in loan accounts, repayment <br />accounts and investment accounts to the City. These events may be applied by the Loanee as specified in the <br />terms of the agreement if any of the following conditions occur: default on debt service payments; the <br />failure of the City to observe or perform the conditions, covenants, or agreement terms of the debt; <br />bankruptcy filing by the City; or if any court or competent jurisdiction shall assume custody or control of the <br />City. There were no such events occurred during the fiscal year ending June 30, 2019. <br />At June 30, 2019 future debt service requirements for the HUD 108 Guarantee loan follows: <br />For The Year <br />Ending June 30 <br />Principal <br />Interest <br />Total <br />2020 <br />$ 132,000 <br />$ 55,414 <br />$ 187,414 <br />2021 <br />132,000 <br />50,972 <br />182,972 <br />2022 <br />132,000 <br />46,246 <br />178,246 <br />2023 <br />132,000 <br />41,256 <br />173,256 <br />2024 <br />132,000 <br />36,135 <br />168,135 <br />2025-2029 <br />660,000 <br />99,450 <br />759,450 <br />2030-2030 <br />132,000 <br />2,911 <br />134,911 <br />$ 1,452,000 <br />$ 332,384 <br />$ 1,784,384 <br />rs <br />