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NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST <br />TS No. 20·61384 <br />the Notice of Sale is posted (which may not be earlier than three months after this notice of default is <br />recorded) to, among other things. (1) Provide additional time In which to cure the default by transfer of the <br />property or otherwise; or (2) Establish a schedule of payments in order to cure your default; or, both (1) <br />and(2). · <br />Following the expiration of the time period referred to in the first paragraph of this notice, unless the <br />obligation being foreclosed upon or a separate written agreement between you and your creditor <br />permits a longer period, you have only the legal right to stop the sale of your property by paying the <br />entire amount demanded by your creditor. <br />To find out the amount you must pay, or to arrange for payment to stop the <br />foreclosure, or if your property is in foreclosure for any other reason, contact: <br />NEXBANKSSB <br />clo Rushmore Loan Management Services, LLC <br />Phone: 1(888) 504 -6700 <br />CIO ZBS Law, LLP <br />30 Corporate Park, Suite 450 <br />Irvine, CA 92606 <br />Phone: (714) 848-7920 <br />If you have any questions, you should contact a lawyer or the governmental agency which may have <br />Insured your loan. Notwithstanding the fact that your property is in foreclosure, you may offer your <br />property for sale provided the sale is concluded prior to the conclusion of the foreclosure. <br />Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE <br />PROMPT ACTION. <br />NOTICE IS HERE:BY GIVEN: That ZBS Law, LLP is either the original Trustee, the duly appointed <br />substituted Trustee, or acting as agent for the Trustee or Beneficiary under a Deed of Trust dated <br />8/1/2006, executed by DAVID WULFF AND AUDREY WULFF, HUSBAND AND WIFE, as Trustor, <br />to secure certain obllgatrons in favor of WORLD SAVINGS BANK, FSB, ITS SUCCESSORS <br />AND/OR ASSIGNEES as Beneficiary, recorded 8/10/2006 1 as Instrument No. 2006306269, of <br />Official Records in the Office of the Recorder of Alameda County, California describing land therein <br />as: As more fully described on said Deed of Trust <br />The subject obligation includes NOTE(S) FOR THE ORIGINAL sum of $415,000.00. A <br />breach of, and default in, the obligatiillns for which such Deed of Trust is security has <br />occurred in that payment has not been made of the following: <br />The monthly Installment of principal and Interest which became due on 11/1/2019, late <br />charges, and all subsequent monthly installments of principal and Interest. <br />You are responslble to pay all payments and charges due under the terms and conditions of <br />the loan documents which come due subsequent to the date of this notice, including, but not <br />limited to, foreclosure trustee fees and costs, advances and late charges. <br />Furthermore, as a condition to bring your account In good standing, you must provide the <br />undersigned with written proof that you are not in default on any senior encumbrance and <br />provide proof of Insurance. <br />Nothing in this notice of default should be construed as a waiver of any fees owing to the <br />beneficiary under the deed of trust, pursuant to the terms and provisions of the loan <br />documents.