Notice of Default and election to sell 1796 Boxwood Ave 07152020

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• BENEFICIARY DECLARATION OF COMPLIANCE WITH (OR EXCEPTION FROM) CAL. CIV. CODE §2923.55 AND AUTHORIZATION OF AGENT (FOR NOTICE OF DEFAULT) Borrower(s): DAVID WULFF, AUDREY WULFF Trustee Sale Number: Loan Number: 7602701200 Property Address: 1796 BOXWOOD AVE SAN LEANDRO CA 94579 Beneficiary or Beneficiary's Authorized Agent: NEXBANK SSB The undersigned beneff clary or authorized agent for the beneficiary hereby represents and declares that: 1. [ ] The beneficiary or beneficiary's authorized agent has contacted the borrower pursuant to, and has complied with, the Callfornia Cfvil Code, which requires contact to "assess the borrower's ffnanclal situation and explore options for the borrower to avoid foreclosure". During this Initial contact, the borrower was advised that he or she had a right to a meeting within 14 days and the borrower was provided the toll·free telephone number to a HUD-certified housing counseling agency. The date "initial contact" with the borrower(s) was accomplished was------.. 2. [ >< J The beneficiary or beneflciary 1s authorized agent has exercised due diltgence to contact the borrower as required by the California Civil Code, and has posted a prominent link on the homepage of its website with information required by the Civil Code. After sending a first class letter including the toll-free telephone number made available by HUD to find a HUD-certified housing counseling agency, attempting to call by telephone at least three times at different hours and on different days, to the numbers on file and then waiting two weeks after the telephone call requirements were satisfied, the beneficiary or the beneficiary's authorized agent sent to the borrower(s), by certified mail, return receipt requested, the letter required by the California Civil Code, which was malled on: 2126/20 _. During thls due diligence, the borrower was provided a means to contact the beneficiary or beneficiary's authorized agent in a timely manner, including a toll-free telephone number that provided access to a live representative during business hours. 3. [ ] The beneficiary or beneficiary's authorized agent has exercised due diligence to contact the borrower as required by the California Civll Code however, either the borrower's primary telephone number and secondary telephone number or numbers on file, if any, have been disconnected; and/or the borrower (or the bo1Tower's authorized agent) notified the mortgage servicer in writing to cease further communication with the bo1Tower which has not been rescinded. Pursuant to the California Civil Code , the beneficiary or beneficiary's authorized agent did not comply with the above requirements because: 1. [ ] The indivldual{s) have surrendered the secured property as evidenced by either a letter confirming the surrender or by delivery of the keys to the above·referenced Property to the beneficiary, the beneficiary's authorized agent or to the trustee. The surrender letter was received on OR the keys were delivered on ------- CA Declaratlon Effective 01/01/2019