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(c) Deductibles and Self-Insurance Retentions. Any deductibles or self-insured <br />retentions must be declared to and approved by the City. At the option of the <br />City, either the insurer shall reduce or eliminate such deductibles or self-insured <br />retentions as respects the City, its officers, officials and employees; or the Owner <br />shall procure a bond guaranteeing payment of losses and related investigations, <br />claim administration, and defense expenses. <br />(d) Other Insurance Provisions. The policies are to contain, or be endorsed to <br />contain, the following provisions: <br />1. General Liability and Automobile Liability Coverages. <br />a. The City, its officers, agents, officials, employees and volunteers <br />shall be named as additional insureds as respects: liability <br />arising out of activities performed by or on behalf of the owner; <br />products and completed operations of the Owner, premises <br />owned, occupied or used by the Owner, or automobiles owned, <br />leased, hired or borrowed by the Owner. The coverage shall <br />contain no special limitations on the scope of the protection <br />afforded to the City, its officers, officials, employees or <br />volunteers. <br />b. The Owner's insurance coverage shall be primary insurance as <br />respects the City, its officers, officials, employees and <br />volunteers. Any insurance or self-insurance maintained by the <br />City, its officers, officials, employees or volunteers shall be <br />excess of the Owner's insurance and shall not contribute with it. <br />STANDARD PUBLIC IMPROVEMENT AGREEMENT Page 8of14