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movement of land or earth, including, but not limited to, sinking or settling of land, earth
<br />movement, earth expansion and/or contraction, landslide, slipping, falling away, caving
<br />in, eroding, earth sinking, and earth rising or shifting or tilting.
<br />Fungal Pathogens Sublimit/Aggregate Limit
<br />A sublimit applies to any loss, cost or expense directly or indirectly arising out of or related
<br />to exposure to "fungal pathogens," whether or not there is another cause of loss that may
<br />have contributed concurrently or in any sequence to the loss. The sublimit will be
<br />$10,000,000 per occurrence, subject also to a $5,000,000 annual aggregate collectively in
<br />Pool D only, for all covered parties. The designated general aggregate limit of $5,000,000
<br />is the most the Authority will pay from Pool D because of such claims for all covered
<br />parties, combined, in any program year.
<br />"Fungal pathogens" as used herein, shall mean any fungus or mycota or any byproduct or
<br />type of infestation produced by such fungus or mycota, including, but not limited to,
<br />mold, mildew, mycotoxins, spores, bacterial pathogens, or any biogenic aerosols.
<br />Sexual Abuse — Daycare Operations Sublimit/A gregate Limit
<br />A sublimit applies to "sexual abuse" arising out of daycare operations. The sublimit will
<br />be $10,000,000 per occurrence, subject also to a $5,000,000 annual aggregate collectively
<br />in Pool D only, for all covered parties. The designated general aggregate limit of
<br />$5,000,000 is the most the Authority will pay from Pool D because of such claims for all
<br />covered parties, combined, in any program year. All claims based on or arising out of
<br />"sexual abuse" as respects daycare operations by the covered party's employee and/or
<br />volunteer, or more than one of the covered party's employees and/or volunteers acting
<br />in concert, will be considered as arising out of one occurrence regardless of:
<br />(1) the number of persons sexually abused;
<br />(2) the number of locations where the sexual abuse occurred;
<br />(3) the number of acts of sexual abuse; or
<br />(4) the period of time over which the sexual abuse took place.
<br />An occurrence which extends to a duration of more than one coverage period shall be
<br />treated as a single occurrence arising during the first coverage period when the
<br />occurrence began.
<br />As used herein, "sexual abuse" means any actual or alleged criminal sexual conduct of a
<br />person or persons acting in concert, which causes physical and/or mental injuries. "Sexual
<br />abuse" includes sexual molestation, sexual assault, sexual exploitation or sexual injury.
<br />Terrorism Sublimit/Aggregate Limit
<br />Memorandum of Coverage
<br />Effective: 0710112019
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