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<br /> <br />Consulting Services Agreement between City of San Leandro and 7/1/2021 <br />Chandler Asset Management for Investment Services Exhibit F – Page 19 of 19 <br /> <br />VOLATILITY. The rate at which security prices change with changes in general economic <br />conditions or the general level of interest rates. <br /> <br />YIELD TO MATURITY. The annualized internal rate of return on an investment which equates the <br />expected cash flows from the investment to its cost. <br /> <br /> <br />DocuSign Envelope ID: 8EF716EF-9F84-4654-B99B-9984574581A6