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Annual Action Plan <br />2022 <br />19 <br />OMB Control No: 2506-0117 (exp. 09/30/2021) <br />Spectrum Community Services, Inc. <br />The City's allocation to ECHO Housing to provide fair housing services is consistent with the <br />Consolidated Plan priority and the City's commitment to affirmatively further fair housing. <br />The allocation for the City's HUD Section 108 Loan repayment is in accordance with the 20-year <br />repayment schedule for the City's $2.5 million HUD Section 108 Loan used to complete the City's senior <br />center. In addition, staff proposes allocating approximately $300,000 for a proposed Homeless <br />Navigation Center. <br />The City will continue to provide lower-income San Leandro homeowners with minor home repair grants <br />using CDBG funds to ensure that these existing, naturally affordable homes are preserved and in safe <br />and habitable conditions. <br />The main obstacles to addressing the City's underserved needs are: 1) the continued reductions in <br />funding levels for the CDBG and HOME programs, and 2) the excess of need far exceeding the amounts <br />of funding available.