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San Leandro Investment Policy Statement Page 18 of 18 <br /> <br /> <br /> <br /> <br />VOLATILITY. The rate at which security prices change with changes in general economic conditions <br />or the general level of interest rates. <br /> <br />YIELD TO MATURITY. The annualized internal rate of return on an investment which equates the <br />expected cash flows from the investment to its cost. <br />