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8. Removal of Personal Property. Upon expiration of the Term or upon any <br />earlier termination of this Agreement, Licensee shall, at Licensee's sole cost and expense, <br />remove or cause to be removed from the Licensed Premises any and all vehicles, tools, <br />equipment, materials and other personal property. Licensee shall not be required to <br />remove any buildings, structures or other fixtures on the Licensed Premises, including <br />without limitation any underground pipes and irrigation systems. If Licensee fails to <br />remove its personal property upon expiration of the Term, Licensor may remove and <br />dispose of such property at Licensee's sole cost and expense. <br />9. Damages to Licensor. Licensee shall bear responsibility for any and all <br />damages to the Licensed Premises and improvements therein caused by Licensee's use of <br />the Licensed Premises or by any act or omission of Licensee, unless such damages are <br />caused by the sole negligence of Licensor. <br />10. Indemnity. To the fullest extent permitted by law, Licensee shall <br />indemnify, defend, and hold harmless Licensor, its officers, agents, and employees <br />(collectively, "Indemnitees"), from and against any and all claims, damages, demands, <br />liability, costs, losses and expenses, including without limitation court costs and <br />reasonable attorneys' fees (collectively, "Claims"), arising out of or in connection with <br />Licensee's actions or inactions relating to Licensee's or Licensee's customers, guests, <br />invitees, contractors, agents, or employees use of the Licensed Premises or Licensee's <br />failure to comply with any of its obligations contained in this Agreement, except such <br />loss or damage which was caused by the sole negligence or willful misconduct of <br />Licensor. The provisions of this Section 10 shall survive the expiration or earlier <br />termination of this Agreement. <br />11. Insurance. Licensee shall procure and maintain for the duration of this <br />Agreement Comprehensive General Liability insurance against claims for injuries or in <br />connection with Licensee's operations on the Licensed Premises, with limits no less than <br />$10,000,000 combined single limit per occurrence for combined single limit per <br />occurrence for bodily injury, personal injury, and property damage. Such insurance <br />policy may be provided by Licensee's manager of the golf course, and may cover <br />portions of the Monarch Bay Golf Club other than the Licensed Premises. The policy <br />shall contain, or be endorsed to contain, the following provisions: <br />(a) Licensor, its officials, employees, and volunteers are to be covered <br />as insureds as respects liability arising out of operations of Licensee on the Licensed <br />Premises. The coverage shall contain no special limitations on the scope of protection <br />afforded to Licensor, its officials, employees, or volunteers. <br />(b) Licensee's insurance coverage shall be primary insurance as <br />respects Licensor, its officials, employees, and volunteers. Any insurance or self- <br />insurance maintained by Licensor, its officials, employees, or volunteers shall be excess <br />of Licensee's insurance and shall not contribute with it. <br />(c) Any failure to comply with reporting provisions of the policies <br />shall not affect coverage provided to Licensor, its officials, employees, and/or volunteers. <br />5089122.3 3 <br />