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City of San Leandro <br />2023-2031 Housing Element Update <br /> <br />2-6 <br />Figure 2.2 Inflow-Outflow Jobs Counts <br /> <br />Source: U.S. Census 2019. San Leandro Inflow/Outflow Analysis 3 <br />2.5.2 Income Distribution <br />Household income affects access to housing opportunities, including the ability to locate housing in <br />a desired location and afford a desired unit. Additionally, household income relates to the ability to <br />pursue ownership opportunities, which can be a method for building long-term and <br />intergenerational wealth. As discussed in Section 2.27 and Chapter 5, Affirmatively Furthering Fair <br />Housing, historical practices of segregation, redlining, displacement, and other discriminatory <br />practices restricted opportunities for non-white households to accumulate wealth through <br />homeownership. <br />For planning and funding purposes, the Department of Housing and Community Development (HCD) <br />has developed the following income categories based on the Area Median Income (AMI) of a <br />metropolitan area: <br />▪ Extremely Low-income: households earning up to 30 percent of the AMI <br />▪ Very Low-income: households earning between 31 and 50 percent of the AMI <br />▪ Low-income: households earning between 51 percent and 80 percent of the AMI <br />▪ Moderate-income: households earning between 81 percent and 120 percent of the AMI <br />▪ Above Moderate-income: households earning over 120 percent of the AMI <br /> <br />3 U.S. Census 2019. San Leandro Inflow/Outflow Analysis. https://onthemap.ces.census.gov/