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(b) Minimum Limits of Insurance. Contractor shall maintain limits no less <br />than: <br />1. General Liability: $1,000,000 combined single limit per occurrence <br />for bodily injury, personal injury and property damage. If <br />commercial General Liability Insurance or other form with a general <br />aggregate limit is used, either the general aggregate limit shall apply <br />separately to this project/location or the general aggregate limit shall <br />be twice the required occurrence limit. <br />2. Automobile Liability: $1,000,000 combined single limit per accident <br />for bodily injury and property damage. <br />3. Workers' Compensation and Employers Liability: Workers' <br />Compensation limits as required by the Labor Code of the State of <br />California and Employers Liability limits of $1,000,000 per accident. <br />(c) Deductibles and Self -Insured Retentions. Any deductibles or self -insured <br />retentions must be declared to and approved by the City. At the option of <br />the City, either the insurer shall reduce or eliminate such deductibles or <br />self -insured retentions as respects the City, its officers, officials and <br />employees; or the Contractor shall procure a bond guaranteeing payment <br />of losses and related investigations, claim administration and defense <br />expenses. <br />(d) Other Insurance Provisions. The policies are to contain, or be endorsed to <br />contain, the following provisions: <br />1. General Liability and Automobile Liability Coverages. <br />a. The City, its officers, officials, employees and volunteers are <br />to be covered as insureds as respects: liability arising out of <br />activities performed by or on behalf of the Contractor; <br />products and completed operations of the Contractor, <br />premises owned, occupied or used by the Contractor, or <br />automobiles owned, leased, hired or borrowed by the <br />Contractor. The coverage shall contain no special limitations <br />on the scope of the protection afforded to the City, its <br />officers, officials, employees or volunteers. <br />b. The Contractor's insurance coverage shall be primary <br />insurance as respects the City, its officers, officials, employees <br />and volunteers. Any insurance or self-insurance maintained <br />by the City, its officers, officials, employees or volunteers shall <br />be excess of the Contractor's insurance and shall not <br />contribute with it. <br />Exhibit age 2 o � <br />6/12/95 rev <br />