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1. <br />SCHEDULE B <br />This policy does not insure against loss by reason of the matters shown or referred to in this Schedule <br />except to the extent that the owner of any mortgage or deed of trust shown in Part Two is expressly <br />insured in paragraphs numbered 4 and 5 on page 1 of this policy. <br />Part One: This part of Schedule B refers to matters which, if any such exists, may affect the title to <br />said land, but which are not shown in this policy: <br />1. Taxes or assessments which are not shown as existing liens by the records of any taxing agency or by the public <br />records; and easements, liens or encumbrances which are not shown by the public records. <br />2. Rights or claims of persons in possession of said land which are not shown by the public records. <br />3. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained <br />by an inspection of said land, or by making inquiry of persons in possession thereof, or by a correct survey. <br />4. Mining claims, reservations in patents, water rights, claims or title to water. <br />5. Any laws, governmental acts or regulations, including but not limited to zoning ordinances, restricting, regula- <br />ting or prohibiting the occupancy, use or enjoyment of the land or any improvement thereon, or any zoning <br />ordinances prohibiting a reduction in the dimensions or area, or separation in ownership, of any lot or parcel <br />of land; or the effect of any violation of any such restriction, regulations or prohibitions. <br />Part Two: This part of Schedule B shows liens, encumbrances, defects and other matters affecting title <br />to said land or to which said title is subject: <br />Taxes for the fiscal year 1959-60, which became a lien on <br />the first Monday in March but are not yet due and payable <br />the amounts thereof not having been determined. <br />Form No. 806 <br />