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SCHEDULE B <br />This policy does not insure against loss by reason of the matters shown or referred to in this Schedule except to the <br />extent that the owner of any mortgage or deed of trust shown in Part Two is expressly insured in paragraphs <br />numbered 4 and 5 on page 1 of this policy. <br />PART ONE: This part of Schedule B refers to matters which, if any such exist, may affect the title to said land, but <br />which are not shown in this policy: <br />1. Taxes or assessments which are not shown as existing liens by the records of any taxing agency or by the public <br />records; and easements, liens or encumbrances which are not shown by the public records. <br />2. Rights or claims of persons in possession of said land which are not shown by the public records. <br />3. Any facts, rights, interests, or claims which are not shown by the public records, but which could be ascertained by <br />an inspection of said land, or by making inquiry of persons in possession thereof or by a correct survey. <br />4. Mining claims, reservations in patents, water rights, claims or title to water. <br />5. Any laws, governmental acts or regulations, including but not limited to zoning ordinances, restricting, regulating <br />or prohibiting the occupancy, use or enjoyment of the land or any improvement thereon, or any zoning ordinances <br />prohibiting a reduction in the dimensions or area, or separation in ownership, of any lot or parcel of land; or the <br />effect of any violation of any such restrictions, regulations or prohibitions. <br />PART Two: This part of Schedule B shows liens, encumbrances, defects and other matters affecting the title to said <br />land or to which said title is subject: <br />(lst) 1958-59 General and Special County and City taxes now a <br />lien; not yet payable or ascertainable, <br />(2nd) RIGHT OF WAY, for sewer, water, gas and electrical <br />purposes, across, over and under premises, as reserved in the <br />deed from Broadmoor Improvement Co., a corporation, dated October <br />17, 1923, recorded October 27, 1923 in Book 544 O.R. , page 273, <br />Alameda County Records. <br />(3rd) RACE RESTRICTIONS, until May 1, 1972, contained in the <br />agreement dated May 1, 1947, recorded September 8, 1947, in Book <br />5208 O.R., page 137, Alameda County Records. <br />NOTE: 1957-58 General and Special County and City taxes all <br />payable to County Tax Collector: <br />lst installment $89.25 Paid <br />2nd installment $89.25 Paid <br />County Account No, 76-276-t� <br />( including personal property <br />taxes of $5.25) <br />( including personal property <br />taxes of $5.25) <br />Form SO2.2 CL'r-t Standard Coverage Policy Form Qc rn;D Page 4 <br />