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ALAMEDA COUNTY <br />POLICY NUMBER <br />S73 578705 <br />WESTERN <br />POLICY OF TITLE INSURANCE <br />RECEIVED <br />;1 16 1985 <br />COMMUNITY <br />DMWFMLW <br />CE COMPANY <br />SUBJECT TO SCHEDULE B AND THE CONDITIONS AND STIPULATIONS HEREOF, WESTERN TITLE INSUR• <br />ANCE COMPANY, a California corporation, herein called the Company, insures the insured, as of Date of Policy shown <br />in Schedule A, against loss or damage, not exceeding the amount of insurance stated in Schedule A, and costs, attorneys <br />fees and expenses which the Company may become obligated to pay hereunder, sustained or incurred by said insured by <br />reason of: <br />1. Title to the estate or interest described in Schedule A being vested other than as stated therein; <br />2. Any defect in or lien or encumbrance on such title; <br />3. Unmarketability of such title; or <br />4. Any lack of the ordinary right of an abutting owner for access to at least one physically open street or highway if the <br />land, in fact, abuts upon one or more such streets or highways; <br />and in addition, as to an insured lender only: <br />5. Invalidity of the lien of the insured mortgage upon said estate or interest except to the extent that such invalidity, or <br />claim thereof, arises out of the transaction evidenced by the insured mortgage and is based upon <br />a. usury, or <br />b. any consumer credit protection or truth in lending law; <br />6. Priority of any lien or encumbrance over the lien of the insured mortgage, said mortgage being shown in Schedule B <br />in the order of its priority; or <br />Invalidity of any assignment of the insured mortgage, provided such assignment is shown in Schedule B. <br />IN WITNESS WHEREOF, WESTERN TITLE INSURANCE COMPANY has caused this policy to be signed and sealed <br />by its duly authorized officers as of Date of Policy shown in Schedule A. <br />Countersigned: <br />Vice President <br />CLTA Standard Cowasa Policy-1973 <br />