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Order No.: STD-300625 <br />Policy t NJP-1581-72978 <br />SCHEDULE B <br />This policy does not insure against loss or damage (and the company will not pay costs, attorneys' <br />fees or expenses which arise by reason of: <br />PART 1 <br />1. Taxes or assessments which are not shown as existing liens by the records of any taxing <br />authority that levies taxes or assessments on real property or by the public records. <br />Proceedings by a public agency which may result in taxes or assessments, or notices of such <br />proceedings, whether or not shown by the records of such agency or by the public records. <br />2. Any facts, rights, interests or claims which are not shown by the public records but which <br />could be ascertained by an inspection of the land or by making inquiry of persons in possession <br />thereof. <br />3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. <br />4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts <br />which a correct survey would disclose, and which are not shown by the public records. <br />5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing <br />the issuance thereof; (c) water rights, claims or title to water, whether or not the matters <br />excepted under (a), (b), or (c) are shown by the public records. <br />NONE <br />PART 2 <br />CLTA Standard Coverage - 1988 <br />Page 3 <br />STEWART TITLE <br />GUARANTY COMPANY <br />