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CLTA Standard Policy - 1990 (Lenders) <br />Order No. 607879 <br />Policy No. 02-067 20004 <br />SCHEDULE B <br />EXCEPTIONS FROM COVERAGE <br />This policy does not insure against loss or damage (and the Company will not pay costs, attorney's fees <br />or expenses) which arise by reason of: <br />PART I <br />All matters set forth in paragraphs 1 through 5 inclusive on the cover of this policy under the caption <br />Part I of Schedule B. <br />PART II <br />1. Property taxes, which are a lien not yet due and payable, including any assessments <br />collected with taxes to be levied for the fiscal year 2002-2003. <br />2. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 <br />(Commencing with Section 75) of the Revenue and Taxation code of the State of <br />California. <br />3. A deed of trust to secure an indebtedness in the amount shown below, and any other <br />obligations secured thereby <br />Amount: <br />$2,856,000.00 <br />Dated: <br />June 4, 2002 <br />Trustor: <br />Citizens Housing Corporation, a California nonprofit public benefit <br />corporation <br />Trustee: <br />PRLAP, Inc. <br />Beneficiary: <br />Bank of America, N.A., a National Banking Association <br />Loan No.: <br />1058295-1 <br />Recorded: <br />June 13, 2002, Instrument No. 2002-261087, of Official Records <br />4. Regulatory Agreement, <br />By and Between: City of San Leandro and Citizens' Housing Corporation, a California <br />nonprofit public benefit corporation <br />Recorded: June 13, 2002, Instrument No.: 2002-261091, Official Records <br />3 <br />