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Loss or damage he matters insured against by thi: rsement shall not include <br />loss of damage sustainE icurred by reason of the refusal o- erson to purchase, lease <br />or lend money on the estate or interest covered by this policy. <br />This endorsement is made a part of the policy and is subject to all of the terms and <br />provisions thereof and of any prior endorsements thereto. Except to the extent expressly <br />stated, it neither modifies any of the terms and provisions of the policy and any prior <br />endorsements, nor does it extend the effective date of the policy and any prior endorsements, <br />nor does it increase the face amount thereof. <br />Dated: December 14, 1999 <br />Fidelity National Title <br />INSURANCE COMPANY <br />untersigned <br />CLTA Form 123.2 (3-13-87) <br />(ALTA Endorsement Form 3.1 (6-1-87)) <br />Zoning - Completed Structure <br />Page Two of Two <br />