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19. Attorney fees. In the event of litigation arising from the enforcement of <br />or a default under this Deed of Trust, the non -prevailing party shall pay all <br />reasonable costs and expenses, including reasonable attorney fees, incurred by the <br />prevailing party in such litigation. <br />BY SIGNING BELOW, the Borrowers accept and agree to the terms and <br />covenants contained in this Security Instrument. <br />"Borrowers" <br />Jule Urbach <br />x( <br />Ross H. Urbach <br />Acknowledgment: <br />"Lender" <br />Redevelopment Agency of the <br />City of San Leandro <br />By: John Jermanis <br />Executive Direc <br />Approved as to form: <br />By: 5teven R. Meyers <br />Agency Counsel <br />LMR:kag <br />F:\W PD\CSL\13 6\001 \AGREE\ l 999\REHAB\URBACH. DOT <br />825 San Leandro Boulevard Page 9 of 9 <br />Deed of Trust <br />071999 <br />