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IMPACTS ON TENANTS <br />CASE STUDY: <br />19 <br />•Had become unemployed when the pandemic began <br />•Primarily dependent on their spouse for support <br />•Spouse died during the pandemic and tenant struggled with grief <br />•Received ERAP through March 2022 but amassed past due rent in past 12 months <br />•Only recently got a job <br />•Trying to pay his past due rent but is still ~5 months behind (~$6000 rent due) <br />•Low wage earner but still paying extra $50-100 month <br />•Property owner had been applying rent paid to past due rents first instead of current rent first