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S A N L E A N D R O G E N E R A L P L A N <br />E N V I R O N M E N T A L H A Z A R D S <br />7-12 <br /> <br /> <br /> <br /> <br />The principal consequence of a property’s location within the 100-year <br />flood zone is that flood insurance is required for federally insured <br />mortgage loans. Insurance also may be required by other mortgage <br />lenders. Moreover, the City’s Flood Plain Management Ordinance <br />requires that new construction, additions, and major home improvement <br />projects be raised at least one foot above the base flood elevation—this can <br />be a significant expense for homeowners making alterations to existing <br />structures. FEMA regulations also require that any development in the <br />flood plain must be preceded by a hydrologic and hydraulic analysis and <br />must demonstrate that the development does not cause any increase in <br />flood hazards elsewhere. <br />FEMA revised its coastal flood maps for Bay Area counties and finalized <br />revised Flood Insurance Rate Maps (FIRMs) effective December 2018. The <br />Alameda County Public Works Agency and the City of San Leandro are <br />working together on actions that will remove approximately 1,000 <br />properties in western San Leandro from the 100- year flood plain <br />designation shown on these maps. This will require the construction of sea <br />walls in locations such as the western edge of Mission Bay Mobile Home <br />Park, and the raising of bank heights along the Estudillo Canal below <br />Wicks Boulevard. The City and Flood Control District are in the process <br />of evaluating and improving other levees so they meet FEMA certification <br />standards. This could remove additional areas from the 100-year <br />floodplain. <br />Other planned flood control projects in the San Leandro area include <br />rehabilitation of the Estudillo Canal tide gates, and hazardous tree <br />removal along San Leandro Creek. FEMA is also studying the effects of <br />sea level rise on Bay Area shorelines, creeks, and levees to determine what <br />changes may be needed to provide adequate flood protection. <br />ACFCWCD is also studying options to provide greater flood protection to <br />properties in the San Lorenzo Creek watershed, including increasing the <br />capacity of Don Castro Reservoir, constructing flood walls, and removing <br />bottlenecks along the San Lorenzo Creek channel. Increased precipitation <br />intensity associated with climate change may increase flood risk in the <br />City. Areas located in FEMA-designated flood zones, including along <br />creeks and streams in San Leandro, are at greatest risk for larger and more <br />frequent flood events. <br />Resolution No. 2025-151 Exhibit A 12 of 84