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document the condition of the property. NOTE: AmeriNat will not enter upon the owner’s private <br />property. <br /> <br />b. Property profiles rate (good, fair, poor) the condition of the property, and also comment on the <br />following: roof type, property type, structure color, neighborhood condition, construction type, <br />environmental hazards, and status of utilities. <br /> <br />c. If the dwelling appears vacant or abandoned, it will be noted in the report. <br /> <br />d. Property profiles may be ordered by the Client for varying frequencies, e.g., once every two years, <br />once every three years, etc. <br /> <br />2. Affidavit of Owner: <br /> <br />AmeriNat will forward an instructional letter and Affidavit of Owner to the borrower. The Affidavit <br />requires the owner to affirm continued compliance with provisions of the promissory note and/or <br />rehabilitation agreement. Such provisions may include, but are not limited to, the following: <br /> <br />− Continued residence <br />− Timely payment of property taxes <br />− Ongoing hazard and flood insurance coverage <br />− Timely payment of sums due to superior lien holders <br />− Proper maintenance of the property <br />− Non-subordination <br />a. If no response is received within two weeks, AmeriNat will send a second letter, again <br />requesting owner to sign and return affidavit. <br /> <br />AmeriNat will compile responses and will forward original affidavits to the Client. <br /> <br />Reports <br /> <br />AmeriNat’s standard reports are designed to meet the Client’s objectives and funding source <br />requirements. Data reporting is flexible and can be reported in several ways, including program type, <br />funding source and funding year. Reports are available to the Client online through AmeriNat’s portal. <br />The Client has unlimited access to account and portfolio data through the portal and can view the <br />information as well as generate reports that can be downloaded into Excel. <br /> <br />1. Portfolio Status Report: The report provides a comprehensive accounting per loan of the total <br />portfolio on a monthly basis. The report identifies annual payments made, remaining balances, <br />borrower's name and account number, original loan balance, interest rate, and loan term. For those <br />deferred loans accruing interest, the report shows the ongoing accrued interest balance. <br /> <br />2. Current Month Reconciliation Report: This monthly report serves as reconciliation for the loan <br />payments remitted by borrowers. <br /> <br />Docusign Envelope ID: 2B617463-847A-4D49-A35E-F34CFC91F6B8