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<br />48 <br /> <br />Alameda Countywide Homeless ant!Special Needs Housing Plan <br /> <br />In 2004, the Self-Sufficiency Standard for Alameda County was calculated as: <br />· $23,240 annually for a single adult <br />· $50,907 annually for an adult with a preschooler and a school-age child <br />· $59,328 for two adults with an infant and school-age child16 <br /> <br />Thus, a single disabled person surviving on SSI earns only 41 percent of Alameda County's Self- <br />Sufficiency Standard income, and as described in the next section, this is only 86 percent of the <br />average "fair market rent" for a studio apartment. <br /> <br />Housing Market in Alameda County <br /> <br />The Bay Area is widely acknowledged to have a serious housing affordability problem. One <br />commonly cited issue behind the lack of affordability is the jobs and housing imbalance; according <br />to the Association of Bay Area Governments (ABA G), between 1990 and 2000 the Bay Area added <br />500,000 jobs but only 200,000 units ofhousing.17 Although the area has lost many jobs in the <br />economic downturn since then, the jobs-housing imbalance persists. The housing affordability crisis <br />is so acute that it affects households in almost every income range to some extent; however, the <br />households in the lowest income ranges are both the most impacted and the least able to compete in <br />this housing market. <br /> <br />Alameda County has one of the highest-cost housing markets in the country. This can be measured <br />In many ways: <br /> <br />· 43 percent of the 518,471 households in Alameda County are renter households, and 48 percent <br />of all renter households had a housing cost burden in 2003, up from 47 percent in 2002 <br />(meaning that they paid more than 30 percent oftheir gross income for rent and utilities ).18 <br /> <br />· The rent affordable to a household earning the median renter's income of $41 ,864 was $1,042 <br />per month, $63 lower than the median rent of $1,105.19 <br /> <br />· Alameda County is in the top 10 least affordable housing markets in the country. 20 <br /> <br />· A person earning minimum wage would need to work 126 hours (more than 3 full~time jobs) <br />every week in order to afford a modest two-bedroom apartment.21 <br /> <br />· If a single disabled adult spent their entire monthly SSI income in 2005 on housing, it still <br />would not be enough to afford a studio apartment renting at Fair Market Rent; SSI is $812, <br />while the FMR for a studio is $945. <br /> <br />16 Ibid. <br /> <br />17 Association of Bay Area Governments, The Regional Housing Needs Determination for the San Francisco Bay Area: 200 J -2006 <br />Housing Cycle, p. 13. Available online: www.abag.ca.gov/planning/housingneeds/pdf/RHND ]lan/RHND ]Ian-Chapter _I C.pdf <br />(Accessed: July 21, 2004). <br />18 National Low Income Housing Coalition, Up Against A Wall: Housing Affordability for Renters, An Analysis of the 2003 American <br />Community Survey, November 2004. Available online: www.nlihc.org/pubs/uaw04/UpAgainstaWall.pdf(Accessed: March 28, <br />2005). <br />19 Ibid. <br /> <br />20 National Low Income Housing Coalition, Out of Reach 2004, California, Available online: <br />www.nlihc.orgloor2004/data. php?getstate=on&getcounty=on&county%5B%5D= I 85&state%5B%5D=CA (Accessed: January 27, <br />2005). <br />21 Ibid. <br />