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EXHIBIT 1 - INSiJRANCE REQUIREMENTS <br />I. INSURANCE REpUIREMENTS. Contractor shall procure and maintain for the duration of the contract <br />"occurrence coverage" insurance against claims for injuries to persons or damages to property which may arise <br />from or in connection with the performance of the work hereunder by the Contractor, its agents, representatives, <br />employees or subcontractors. The cost of such insurance shall be included in the Contractor's bid. <br />A. Minimum Scope of Insurance. Coverage shall be at least as broad as: <br />Insurance Services Office form number GL 0002 (Ed. 1/73) covering comprehensive <br />General Liability and Insurance Services Office form number GL 0404 covering Broad <br />Form Comprehensive General Liability; or Insurance Services Office Commercial <br />General Liability coverage ("occurrence" form CG 0001.) <br />Insurance Services Office form number CA 0001 (Ed. 1/78) covering Automobile <br />Liability, code 1 "any auto" and endorsement CA 0025. <br />Workers' Compensation Insurance as required by the Labor Code of the State of <br />California and Employers Liability Insurance. <br />B. Minimum Limits of Insurance. Contractor shall maintain limits no less than: <br />1. General Liability: $1,000,000 combined single limit per occurrence for bodily injury, <br />personal injury and property damage. If commercial General Liability Insurance or other <br />form with a general aggregate limit is used, either the general aggregate limit shall apply <br />separately to this project/location or the general aggregate limit shall be twice the <br />required occurrence limit. <br />2. Automobile Liability: $1,000,000 combined single limit per accident for bodily injury <br />and property damage. <br />3. Workers' Compensation and Employers Liability: Workers' Compensation limits as <br />required by the Labor Code of the State of California and Employers Liability limits of <br />$1,000,000 per accident. <br />C. Deductibles and Self-Insured Retentions. Any deductibles or self-insured retentions must be declared to <br />and approved by the City. At the option of the City, either the insurer shall reduce or eliminate such <br />deductibles or self-insured retentions as respects the City, its officers, officials and employees; or the <br />Contractor shall procure a bond guaranteeing payment of losses and related investigations, claim <br />administration and defense expenses. <br />D. Other Insurance Provisions. The policies are to contain, or be endorsed to contain, the following <br />provisions: <br />General Liability and Automobile Liability Coverages. <br />a. The City, its officers, officials, employees and volunteers are to be covered as <br />insureds as respects: liability arising out of activities performed by or on behalf <br />of the Contractor; products and completed operations of the Contractor, <br />premises owned, occupied or used by the Contractor, or automobiles owned, <br />leased, hired or borrowed by the Contractor. The coverage shall contain no <br />special limitations on the scope of the protection afforded to the City, its <br />officers, officials, employees or volunteers. <br />b. The Contractor's insurance coverage shall be primary insurance as respects the <br />City, its officers, officials, employees and volunteers. Any insurance or self- <br />insurance maintained by the City, its officers, officials, employees or volunteers <br />shall be excess of the Contractor's insurance and shall not contribute with it. <br />Shoreline Marina Development RFQ Page 10 <br />