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Any failure to comply with reporting provisions of the policies shall not affect <br />coverage provided to the City, its officers, officials, employees or volunteers. <br />d. The Contractor's insurance shall apply separately to each insured against whom <br />claim is made or suit is brought, except with respect to the limits of the insurer's <br />liability. <br />2. Workers' Compensation and Employers Liability Coverage. <br />The insurer shall agree to waive all rights of subrogation against the City, its officers, officials, <br />employees and volunteers for losses arising from work performed by the Contractor for <br />the City. <br />Professional Liability. <br />Contractor shall carry professional liability insurance in an amount deemed by the City to <br />adequately protect the Contractor against liability caused by negligent acts, errors or <br />omissions on the part of the Contractor in the course of performance of the services <br />specified in this Agreement. <br />All Coverages. <br />Each insurance policy required by this clause shall be endorsed to state that coverage shall not be <br />suspended, voided, canceled by either party, reduced in coverage or in limits except after <br />thirty (30) days' prior written notice by certified mail, return receipt requested, has been <br />given to the City. <br />E. Acceptability of Insurers. Insurance is to be placed with insurers with a Bests' rating of no less than A:VII. <br />F. Verification of Coverage. Contractor shall furnish City with certificates of insurance and with original <br />endorsements effecting coverage required by this clause. The certificates and endorsements for each <br />insurance policy are to be signed by a person authorized by that insurer to bind coverage on its behalf. The <br />certificates and endorsements are to be received and approved by the City before work commences. The <br />City reserves the right to require complete, certified copies of all required insurance policies, at any time. <br />G. Subcontractors. Contractor shall include all subcontractors as insureds under its policies or shall furnish <br />separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be <br />subject to all of the requirements stated herein. <br />H. The Risk Manager of City may approve a variation in those insurance requirements upon a determination <br />that the coverages, scope, limits and forms of such insurance are either not commercially available or that <br />the City's interests are otherwise fully protected. <br />Shoreline Marina Development RFQ Page 11 <br />