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<br />4.4 X11 Policies Requirements. <br />4.4.1 Acceptability of insurers. All insurance required by this section is to be <br />placed with insurers with a Bests' rating of no less than A:VII. <br />4.4.2 Verification of coverage. Prior to beginning any work under this <br />Agreement, Consultant shall furnish City with certificates of insurance and <br />with original endorsements effecting coverage required herein. The <br />certificates and endorsements for each insurance policy are to be signed by <br />a person authorized by that insurer to bind coverage on its behalf. The <br />City reserves the right to require complete, certified copies of all required <br />insurance policies, at any time. <br />4.4.3 Subcontractors. Consultant shall include all subcontractors as insureds <br />under its policies or shall furnish separate certificates and endorsements <br />for each subcontractor. All coverages for subcontractors shall be subject <br />to all of the requirements stated herein. <br />4.4.4 Variation. The City may approve a variation in the foregoing insurance <br />requirements, upon a determination that the coverages, scope, limits, and <br />forms of such insurance are either not commercially available, or that the <br />City's interests are otherwise fully ,protected. <br />4.4.5 Deductibles and Self-Insured Retentions. Consultant shall disclose to <br />and obtain the approval of City for the self-insured retentions and <br />deductibles before beginning any of the services or work called for by any <br />term of this Agreement. <br />During the period covered by this Agreement, only upon the prior express <br />written authorization of Contract Administrator, Consultant may increase <br />such deductibles or self-insured retentions with respect to Gity, its officers, <br />employees, agents, and volunteers. The Contract Administrator may <br />condition approval of an increase in deductible or self=insured retention <br />levels with a requirement that Consultant procure a bond, guaranteeing <br />payment of losses and related investigations, claim administration, and <br />defense expenses that is satisfactory in all respects to each of them. <br />4.4.5 Notice of Reduction in Coverage. In the event that any coverage <br />required by this section is reduced, limited, or materially affected in any <br />other manner, Consultant shall provide written notice to City at <br />Consultant's earliest possible opportunity and in no case later than five <br />days after Consultant is notified of the change in coverage. <br />4.5 Remedies. In addition to any other remedies City may have if Consultant fails to <br />provide or maintain any insurance policies or policy endorsements to the extent <br />Consulting Services Agreement between <br />City of San Leandro and C. Kell-Smith & Associates, lnc. <br />Page 7 of 7 <br />