Agmt 2004 Hartford Life Insurance Company

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Part~ipant's Individual Account under the Investment Anangement to Schwab the procae~ necessary to effect the transfers For each liqu~latian transferrer to the Participant's Irxividual Account under the Irnesiment Artangement, Hartford Llfe wdl deposit the amounts reeved from Schwab fopawing settlement of the trade. b) Hartford Life wip mairrfain the most recent aggregate value of eadt Participant's 5elf-0irected Brokerage Accormt as reported to Hartford Life by Schwab. ca Hartford Life will report the total value of the assets of the Pin hdd under ttre lrnestmem Arrengemerrt and in arty 5elf-0irected Brokerage Account to the -Plan Sponsor and to the Tnrstre as of the dose of Bch fiscal year of the Plan (and at such other limes as may be mutrrapy agreed). 14.7 The Plen Sponsor is sdely responsble for payment of a1L expenses charged, directly or igdirectty, by the Trustee. 14.6 The Plan Sponsor agrees that ap fees, drerges and other expenses 'assessed by Schwab rtr connection with any Sep Directed Brokerage Account shall be deducted, as rte, from each Partrcipant's Sel~Directed Broker~e Account Hartford Life shall bar no responsbility whatsoever for these fees, dirges or expenses. 14.9 t-lartford Life reserves the right to assess ~ annual fee of $50.OD per 5elf-0ireded Brokerage Account for transaction processing services. fierttord Life may sled to waive this right and mays elect to asses the annual fee in the future after thirty (30) days advance written notice. The Plen Sponsor directs that paymerp of one fourth (1/4w) of march annual fee strap be withdrawn each calendar grmrter by Hartford Life from e~h such Pariiciparrt's Individrml Account under the Imrestrnent Arrangement This fee is subject to dmrrge prouit~d a tterty ~j day notice is delivered by Hartford Lifee b the Plan 5porrsor. The terms of the Agreement shall apply except as otherwise provided by the terms of the Amendment Th~ Amendm~rt 's made a part of the Agrearrrent effective upon the safer of i~ execution by both parties or the tiling and acxepiance of an application b1' the Tnstee with Schwab for the establshment of Sel~Direded Brokerage Accounts for the Plan. Tips Amendment shall n>main in force until tennirrate<t try either party. IN WITPIESS WHEREOF, the parties hereto have caused this Agreerrreot to be signed. Far the Plan Sponsor . By. `l Dater / - b T siS'./ ~j' , ~J E~~'l~is°/STitle: ~/ TY ~~F ~ Fa Harlf ' e Insurance Company: ~~_`~ ~, 13y. ~" Date: J Steen Hess, Vice-PrESidettt and Director Invesbrrent Products Division a57 asn -ot-os