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With respect to the ongoing operation and administration of the <br />Self-Directed Brokerage Accounts established by Par~Qarrts in <br />the Plan Sponsor's Deferred Compensation Plan, the Plan <br />Sponsor and Hartford Life agree as fdlaws: <br />'14.1 Hertford Life reserves the fight to place .limitations or <br />restrictions on the type, Bass w r~teyory of investment that are <br />available to Parfici~nts through the 5elf-0ireded Brokerage <br />Accourris. I~riford Life will provide Plan Sponsor with thirty (30} <br />days prior written na5ce of any drange to such limitations or <br />rastridions. In addition, the Plan Sponsor.may further limit the <br />type, loss or category of investments available fo Part ants <br />through the 5atf-0irected Brokerage Accaurts at tlreir discretion <br />or in accordance with their interpretation of state or local <br />statutes. <br />14.2 Plan Sponsor has reviewed and admowledgas that the <br />enrotlmeni and edtcaiiorral materiels prepared by tiarfford L'rfe <br />for use by.Parficipants ragardmg the Setf-0irected Brokerage <br />Acoount are erxepiable. In adeitwn, Ptah Sponsor <br />advrowledges that such materials are acceptable for use by <br />each Pariidpant to deride whether or not a Sett-0irectad <br />Brokerage Accounts a suitable irtoestment Hartford life <br />agrees -that it wr7 provide these material in connection with <br />inquiries by Partici~nts regarding the establishment of a Self- <br />Diracted &okerage Account <br />14.3 Hartford life and Plan Sponsor wiN allow each Plan <br />Participant, who meets the criteria establistred in Section 14.4, <br />who has determined that such rrnrestmeni s suitable and who <br />has agreed to the relevant terms and crondtiors, the option of <br />estadistring a Self-0irected &okerage Account <br />14.4 A Participant is eigthle to .establish a Sett-0®ect~ <br />Brokerage Account if such partcpant has: <br />an Individual Account c~h value of at least <br />$5,170D undortha InvestmentArangemenfr <br />car-pleted and executed sr~h dacumer~ as the <br />Plan, Hartford Life arrdlor Sdnvab may require; <br />and <br />transferred no less than $2,500 of his or her <br />Individual Account value under the Investment <br />Arrangement io his or her Self-Directed <br />&okerage Account. <br />14,5 Transfers are dbwed between a Partdpant's Indnridual <br />Account under the Irnestment Arrangement and a Partidpants <br />Sell-Ckreded Brokerage Account However, neither periodic <br />contributions nor arty amount transferred tD the Investment <br />Arrangement from another plan oven altemaiere funding merfum <br />of the Plan maybe made directly to a Sell-0irected Brokerage <br />Amount <br />14.6 a) With respect to each Self-0ireded Brdcerage Accourrt; <br />At the arstruction of the Partdpant, Hartford <br />Life wi& transfer amounts from the <br />Participant's Individr~! Acwrmt under the <br />Imvstment Arrangement t9 the 5eff-0irected <br />Brokerage Accotmt or from the Paitidpant's <br />Self-0iraded Brdrerage Account to the <br />Partidpani's Inanrrdrml Account under the <br />Irnestment Arrangement. <br />Wrth respect to the Partic~rant's Individual <br />Accotnrt urxier the Irrvestrnenl Anangemerrt, such <br />bansaction shall be valued end etfeded as <br />descrthed under the Irroestrrrertt Arrangem~t <br />and, rf applicable, the prospectus an the Ixsmess <br />day such instruction is received in good order by <br />Flartford Life. No such transfer shed cause that <br />portion of the Participant's Individual Account <br />invested in the Irnestmerh Arrangement to be <br />less than fifty percent (5(P,6} of the Participant's <br />acrxued benefit under the Pthn. The amount of <br />arty such Part~ent drreded transfer shall not be <br />Ins than $1,D00. <br />Instructions with regard to the irwestment of <br />a~e1s held in the Se~Direded Brokerage <br />Accormt era processed under the terms and <br />caiditioris appficatrle by Sdnvab to such <br />acconmt The Plan Sponsor adux>wledges <br />that only funds held under the Sel~Direded <br />Brokerage Account in cash a in a cash <br />equhralant are eligible for transfer to a <br />Participants Indvidual Acwurri under the <br />Investrnent Arrangement. <br />~ At the direction of the Plan Sponsor, Ffartford <br />life w~l request transfer of a designated <br />amormt from the Self-0ireded Brokerage <br />Accarnt, liquidated in the order of investment <br />as agreed b try the Partidpant at enrolment, <br />to satisfy a plan benefit payment or upon the <br />dscontinuance of the Irnesiment <br />Anangement. With respect to the <br />discrontinuance of the Investrn~rt <br />Arangement, such iquidation wfil be <br />processed not more shah fore business days <br />precedrrrg the liquidation of said Irnesbnent <br />Anangement. <br />Ivy For each amount determined above, Hartford <br />life will initiate a trade with Schxab in <br />arsordarice with the rirection of the <br />partidpaht or the Plan Sponsor. For each <br />punthase, Hartford Life will remit from the <br />rasa-o~ <br />