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c. Any failure to comply with reporting provisions of the policies <br />shall not affect coverage provided to the City, its officers, officials, <br />employees or volunteers. <br />d. The Contractor's insurance shall apply separately to each insured <br />against whom claim is made or suit is brought, except with respect <br />to the limits of the insurer's liability. <br />2. Workers' Compensation and Employers Liability Coverage. <br />The insurer shall agree to waive all rights of subrogation against the City, <br />its officers, officials, employees and volunteers for losses arising from <br />work performed by the Contractor far the City. <br />3. Professional Liability. <br />Contractor shall carry professional liability insurance in the amount of <br />$1,000,000 to protect the Contractor against liability caused by negligent <br />acts, errors or omissions on the part of the Contractor in the course of <br />performance of the services specified in this Agreement. <br />4. All Coverages. <br />Contractor shall provide notification if the insurance policy required by <br />the clause is suspended, voided canceled by either party, reduced in <br />coverage or in limits. Such notification shall be made in writing at least <br />ten (10) days prior to the change in policy and sent by certified mail, <br />return receipt requested. <br />(e) Acceptability of Insurers. Insurance is to be placed with insurers with a Bests' <br />rating of no less than A:VII. <br />(f) Verification of Coverage. Contractor shall furnish City with certificates of <br />insurance and with original endorsements effecting coverage required by this <br />clause. The certificates and endorsements for each insurance policy are to be <br />signed by a person authorized by that insurer to bind coverage on its behalf. The <br />certificates and endorsements are to be received and approved by the City before <br />work commences. The City reserves the right to require complete, certified <br />copies of all required insurance policies, at any time. <br />(g) Subcontractors. Contractor shall include all subcontractors as insureds under its <br />policies or shall furnish separate certificates and endorsements for each <br />subcontractor. All coverages for subcontractors shall be subject to all of the <br />requirements stated herein. <br />Main Library Bookstore Page I6 of 20 <br />Collaborative Design Architects, Inc. <br />