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ARTICLE 4. CONTRIBUTIONS AND ALLOCATIONS ..............................................10 <br />4.01. Employer Contributions -Elective Deferred Compensation ............... .10 <br />4.02. Employer Contributions -Nonelective Deferred Compensation......... .11 <br />4.03. Rollover Contributions ......................................................................... .12 <br />4.04. Transfers From Other Plans ................................................................ .12 <br />4.05. Time Of Contributions .......................................................................... .12 <br />ARTICLE 5. ALLOCATIONS OF CONTRIBUTIONS AND VALUATION ................. .12 <br />5.01. Valuation Of The Trust ......................................................................... .12 <br />5.02. Allocation Of Investment Results And Plan Expenses ........................ .13 <br />5.03. Allocation Of Nonelective Deferred Compensation ..............................13 <br />5.04. Allocation Of Elective Deferred Compensation .....................................13 <br />ARTICLE 6. LIMITATION ON CONTRIBUTIONS AND BENEFITS ..........................14 <br />6.01. Limitations In General ...........................................................................14 <br />6.02. Limitations -Last Three Years Of Participation ...................................14 <br />6.03. Limitations -Age Fifty Catch-Up Contributions ....................................14 <br />6.04. Distribution Of Excess Deferred Compensation ...................................15 <br />ARTICLE 7. PARTICIPANT-DIRECTED tNDIV1DUAL ACCOUNTS ........................15 <br />7.01. Directed Individual Accounts Permitted ................................................15 <br />7.02. Separate Account Established ..............................................................16 <br />7.03. Fiduciary Duty .......................................................................................16 <br />ARTICLE 8. PARTICIPANT LOANS .........................................................................16 <br />ARTICLE 9. VESTING ..............................................................................................16 <br />9.01. Full Vesting ...........................................................................................16 <br />9.02. No Divestment For Cause ....................................................................16 <br />9.03. Lost Participant Or Beneficiary .............................................................16 <br />ARTICLE 10. PAYMENT OF BENEFITS ....................................................................17 <br />10.01. Measure Of Benefits .............................................................................17 <br />10.02. Method Of Payment Of Benefits ...........................................................17 <br />10.03. Commencement Of Payment Of Benefits ........................................... ..19 <br />10.04. Distributions To Rehired Employees ................................................... ..20 <br />10.05. Distributions Upon An Unforeseeable Emergency .............................. ..20 <br />10.07. Purchase Of Defined Benefit Plan Service Credit ............................... ..22 <br />10.08. Payment Of Death Benefits ................................................................. ..23 <br />10.09. Distributions To Incapacitated Participants ......................................... ..26 <br />10.10. Repayment Of Overpayment Of Benefits ............................................ ..26 <br />10.11. Qualified Domestic Relations Order Payments ................................... ..26 <br />10.12. Nonliability ........................................................................................... ..27 <br />10.13. Mechanics Of Payment ....................................................................... ..27 <br />10.14. Withholding ......................................................................................... ..27 <br />10.15 Withdrawals From Rollover Account ................................................... ..27 <br />ARTICLE 11. PLAN ADMINISTRATION ................................................................... ..27 <br />11.01. Employment Records .......................................................................... ..27 <br />11.02. Reports And Disclosure ...................................................................... ..27 <br />11.03. <br />.... . <br />Retention Of Records ........................ ............................................. ..27 <br />11.04. Powers And Responsibilities ............................................................... ..28 <br />11.05. Designation Of Administrative Authority .............................................. ..28 <br />11.06. Allocation And Delegation Of Responsibilities .................................... ..28 <br />11.07. Powers And Duties Of The Administrator ........................................... ..29 <br />11.08. Powers and Duties Of The Advisory Committee ................................. ..29 <br />11.09. Interpretation Of Trust ......................................................................... ..30 <br />11.10. Settlement Of Disputes ....................................................................... ..30 <br />11.11. Appointment And Responsibility Of Representatives .......................... ..30 <br />