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• <br /> 3.07 Indemnity by Developer. 19 <br /> 3.08 Liability Insurance. 20 <br /> 3.09 Rights and Remedies Cumulative. 20 <br /> 3.10 Real Estate Commissions. 21 <br /> 3.11 Reasonable Approvals. 21 <br /> 3.12 Applicable Law. 21 <br /> 3.13 Severability. 21 <br /> 3.14 Legal Actions 21 <br /> 3.15 Binding Effect 21 <br /> 3.16 Parties Not Co- Venturers. 22 <br /> 3.17 Warranties. 22 <br /> 3.18 Time is of the Essence. 22 <br /> 3.19 Complete Understanding of the Parties 22 <br /> 3.20 Good Faith 22 <br /> 3.21 Joint and Several Liability 22 <br /> Disposition and Development Page iii of iii <br /> Agreement <br /> 4:1S <br />