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10.9 Joint and Several Liability. If Trustor consists of more than one person or entity, <br /> each shall be jointly and severally liable for the faithful performance of all of Trustor's <br /> obligations under this Deed of Trust. <br /> 10.10 Time is of the Essence. Time is of the essence for each provision of this Deed of <br /> Trust. <br /> IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the <br /> date first written above. <br /> ALAMEDA COUNTY ALLIED HOUSING PROGRAM, <br /> a California nonprofit public benefit corporation <br /> By: .C.. <br /> Louis If hicoine <br /> Executive Director <br /> SIGNATURES MUST BE NOTARIZED. <br /> 818010-4 18 <br />