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shall contribute to the health plan's two -party rate costs, but the maximum amount to be contributed by the City shall not exceed three hundred and sixty dollars ($360.00). In the event the amounts required by the health plans exceed the maximum City contribution, such excess amounts shall be paid by the retiree. Coverage under this section shall continue until the employees 65 birthday; except for the PERS Medical Plan "employer minimum share" retiree health contribution, which shall continue for life. 29.4 Retired employee dependent eligibility for City health plan contribution is conditional upon the active enrollment of the retired employee. If a retired employee moves outside the service area of their medical plan, the retiree will be allowed an opportunity within thirty (30) days of such move to change medical insurance coverage. If a retired employee remarries, the retiree may add the retiree's spouse to the medical insurance coverage at the City's expense. The City shall have no obligation to obtain medical insurance for a retiree living outside the service area of its medical insurance plans. The contribution toward retiree insurance will continue, however, until the employees 65 birthday. 29.5 The City shall contribute a maximum of seventy dollars and eighty -seven cents ($70.87) toward the monthly dental plan cost for each eligible retired City employee who was assigned to a classification represented by the San Leandro City Employees Union, and who is currently a member of the City's dental plan, or who was a member of the City's dental plan and retired on or after January 1, 1987. Any increases in dental plan costs during the term of this Agreement shall be split equally between the City and the retired employee. Coverage under this section shall continue until the employees 65` birthday; except for the PERS Medical Plan "employer minimum share" retiree health contribution, which shall continue for life. Section 30. Life Insurance The City shall maintain in effect employer paid Term Life Insurance with an AD &D benefit in the amount of twenty thousand dollars ($20,000.00). The City shall make available for employees, the ability to purchase additional life insurance, at no cost to the City, subject to the requirements and rules of the insurance carrier. Such premium payments made by the employee purchasing any voluntary life insurance shall be made on an after tax basis. Section 31. Long Term Disability Insurance The City shall maintain in effect an employer paid long term disability insurance program with a benefit percentage of forty percent (40 %) of base monthly earnings with a maximum gross monthly benefit of five thousand dollars ($5,000.00). The plan shall provide a six (6) month elimination period, benefits payable to age sixty -five (65) with two years "own" occupation and partial disability benefits. The City shall make available for employees, the ability to purchase additional long term disability insurance, at no cost to the City, subject to the rules, regulations. enrollment requirements and exclusions set forth by the insurance carrier. Section 32. Short Term Disability Insurance The City shall make available for employees, the ability to purchase voluntary short-term disability insurance, at no cost to the City, subject to the rules, regulations, enrollment requirements and exclusions set forth by the insurance carrier. Such premium payments made by the employee purchasing any voluntary short-term disability insurance shall be made on an after -tax basis. 24