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capacity or arising out of the agent's status as such, regardless of whether the Association would have the power to indemnify the agent against such liability under applicable law. 10.9 Limitation of Liability for Failure to Obtain Insurance. Neither the Association, the Board. Declarant, nor any managing agent shall be liable for failure to obtain any coverages required by this Article 10. or for any loss or damage resulting from such failure, if such failure is due to the unavailability of such coverages from reputable insurance companies, or if such coverages, in the judgment of the Board, are so available only at unreasonable cost. 10.10 Notice to Owners. The Board of Directors shall promptly furnish to each Owner written notice of the procurement of, subsequent changes in, or termination of, insurance coverages obtained on behalf of the Associati n; or of any decision not to procure any insurance coverages described in this Article 10. 10.11 Umbrella Liability Insurance. T6e.Association shall obtain and maintain a policy of umbrella liability insurance to supplement all theoinsurance policies maintained by the Association. c> ,„,. \ / v 10.12 Increases in Coverge. bjeet_to the provisions of Section 9.6(b) of this Declaration. the Board may, when tt its best judgment it deems it advisable, increase the amount of any coverages•carried pursuantt to this - Article 10 \\ \TIed �� \\ ART I CbE \ �l�.1 Waiver of�Right to∎Partit on. To the maximum extent permitted by law, an Owners hall ha no right to,part iot or divide his or her ownership of the Common Areas, provided that any partition of axo- tenancy in a Condominium shall be by sale or appraisal and,not by partition io kind. ARTICLE 13 SPECIA RESTRICTIONS UPON POSSESSION, OCCUPANCY AND USE OF UNITS 13.1 RESERVED ARTICLE 14 LIMITATIONS ON TRANSFER OF CONDOMINIUMS 14.1 RESERVED