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6.0 INSURANCE REQUIREMENTS
<br />6.1 Insurance. Before beginning any work under this Agreement, Consultant, at its own cost and
<br />expense, shall procure "occurrence coverage" insurance against claims for injuries to persons or damages to
<br />property that may arise from or in connection with the performance of the work hereunder by Consultant and its
<br />agents, representatives, employees, and subcontractors. Consultant shall provide proof satisfactory to City of such
<br />insurance that meets the requirements of this section and under forms of insurance satisfactory in all respects to
<br />City, and that such insurance is in effect prior to beginning work for City. Consultant shall maintain the insurance
<br />policies required by this section throughout the term of this Agreement. The cost of such insurance shall be
<br />included in Consultant's bid. Consultant shall not allow any subcontractor to commence work on any subcontract
<br />until Consultant has obtained all insurance required herein for the subcontractor(s) and provided evidence thereof to
<br />City. Verification of the required insurance shall be submitted and made part of this Agreement prior to execution.
<br />6.2 Workers' Compensation. Consultant shall, at its sole cost and expense, maintain Statutory
<br />Workers' Compensation Insurance and Employer's Liability Insurance for any and all persons employed directly or
<br />indirectly by Consultant. The Statutory Workers' Compensation Insurance and Employer's Liability Insurance shall
<br />be provided with limits of not less than ONE MILLION AND NO /100 DOLLARS ($1,000,000.00) per accident. In the
<br />alternative, Consultant may rely on a self- insurance program to meet those requirements, but only if the program of
<br />self- insurance complies fully with the provisions of the California Labor Code. Determination of whether a self -
<br />insurance program meets the standards of the California Labor Code shall be solely in the discretion of Contract
<br />Officer. The insurer, if insurance is provided, or Consultant, if a program of self- insurance is provided, shall waive all
<br />rights of subrogation against City and its officers, officials, employees, and volunteers for loss arising from work
<br />performed under this Agreement.
<br />An endorsement shall state that coverage shall not be suspended, voided, canceled by either party, reduced
<br />in coverage or in limits, except after thirty (30) days' prior written notice by certified mail, return receipt requested,
<br />has been given to City.
<br />6.3 Commercial General and Automobile Liability Insurance.
<br />a. General requirements Consultant, at its own cost and expense, shall maintain commercial
<br />general and automobile liability insurance for the term of this Agreement in an amount not less than ONE MILLION
<br />AND NO /100 DOLLARS ($1,000,000.00) per occurrence, combined single limit coverage for risks associated with
<br />the work contemplated by this Agreement. If a Commercial General Liability Insurance or an Automobile Liability
<br />form or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to
<br />the work to be performed under this Agreement or the general aggregate limit shall be at least twice the required
<br />occurrence limit. Such coverage shall include but shall not be limited to, protection against claims arising from
<br />bodily and personal injury, including death resulting therefrom, and damage to property resulting from activities
<br />contemplated under this Agreement, including the use of owned and non -owned automobiles.
<br />b. Minimum scope of coverage Commercial general coverage shall be at least as broad as
<br />Insurance Services Office Commercial General Liability occurrence form CG 0001 (ed. 11/88) or Insurance Services
<br />Office form number GL 0002 (ed. 1/73) covering comprehensive General Liability and Insurance Services Office
<br />form number GL 0404 covering Broad Form Comprehensive General Liability. Automobile coverage shall be at
<br />least as broad as Insurance Services Office Automobile Liability form CA 0001 (ed. 12/90) Code 1 ( "any auto "). No
<br />endorsement shall be attached limiting the coverage.
<br />C. Additional requirements. Each of the following shall be included in the insurance coverage
<br />or added as an endorsement to the policy:
<br />(1) City and its officers, employees, agents, and volunteers shall be covered as insureds
<br />with respect to each of the following: liability arising out of activities performed by or on behalf of Consultant,
<br />including the insured's general supervision of Consultant; products and completed operations of Consultant;
<br />premises owned, occupied, or used by Consultant; and automobiles owned, leased, or used by the Consultant. The
<br />coverage shall contain no special limitations on the scope of protection afforded to City or its officers, employees,
<br />agents, or volunteers.
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<br />CDBG Consulting Services Agreement
<br />for Neighborhood Solutions FY12 -13
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