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certificates in FY 2011 -2012. The number of Section 8 vouchers that were provided increased by fourteen (14) vouchers from last year's count of 1,388. Priority # 3. Assist low- and moderate - income first -time homebuyers. Activities: ♦ Mortgage Credit Certificate Program The City participates in the Alameda County Mortgage Credit Certificate (MCC) Program and provides pro -rated administrative funding for the program. The MCC Program provides income - eligible first -time homebuyer the opportunity to reduce the amount of federal income tax (15% of the mortgage interest payments) they owe each year they own and live in their home. This federal income tax reduction increases a household overall income and ability to qualify for a higher first mortgage loan with no effect on monthly expenses. From July 1, 2011 through June 30, 2012, seven (7) San Leandran homebuyers received MCC assistance to purchase a home. ♦ First -Time Homebuyer Program (FTHB) During this past fiscal year, the City was unable to provide FTHB loans to income - eligible first - time homebuyers due to the pending and eventual State elimination of the City's Redevelopment Agency. The City's FHTB down payment/closing cost assistance program was historically funded solely with Redevelopment Housing Set -Aside Funds. In FY 2011 -2012, BAHBA conducted two (2) City- sponsored and free first -time homebuyer education seminars. ♦ Inclusionary Housing Program Two (2) moderate - income below market rate ownership units were built and sold in the Cherry Glen subdivision this fiscal year. (Note that one low- income unit was sold in FY 2010 -2011, but was accidentally omitted in last year's CAPER.) There were no new below market rate ownership units privately developed or built under the City's Inclusionary Zoning Ordinance in FY 2011 -2012 due primarily to the ongoing slowdown in the for - sale housing market. Obiective: Create Suitable Living Environment Priority # 4. Reduce housing discrimination. Activities: ♦ Eden Council for Hope and Opportunity Housing (ECHO Housing) The City continued to contract with ECHO Housing, a regional non - profit fair housing agency, to provide fair housing services using CDBG funds. ECHO Housing received fourteen (14) fair housing inquiries. Through various methods ECHO Housing educates people about fair housing laws, rights, and responsibilities. • ECHO Housing provided information, counseling, and /or investigation in fourteen (14) fair housing inquiries or allegations of housing discrimination involving twenty -three (23) clients. Of this number ECHO Housing provided counseling and investigative services in thirteen (13) cases involving twenty -two (22) clients. With some cases reporting more than one type of discrimination, the allegations accounted for the following: three (3) cases involved reasonable accommodation, one (1) involved source DRAFT Consolidated Annual Perfonnance and Evaluation Report: FY 2011 -2012 City of San Leandro Page 7