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f <br /> d. The Contractor's insurance shall apply separately to each insured <br /> against whom claim is made or suit is brought, except with respect <br /> to the limits of the insurer's liability. <br /> 2. Workers' Compensation and Employers Liability Coverage. <br /> The insurer shall agree to waive all rights of subrogation against the City, <br /> its officers, officials, employees and volunteers for losses arising from <br /> work performed by the Contractor for the City. <br /> 3. Professional Liability. <br /> Contractor shall carry professional liability insurance in the amount of the <br /> following: Professional Liability - $1,000,000; Liability Insurance - <br /> $2,000,000; to adequately protect the Contractor against liability caused <br /> by negligent acts, errors or omissions on the part of the Contractor in the <br /> course of performance of the services specified in this Agreement. <br /> 4. All Coverages. <br /> Each insurance policy required by this clause shall be endorsed to state <br /> that coverage shall not be canceled by either party, except after thirty(30) <br /> days' prior written notice by mail,has been given to the City. <br /> (e) Acceptability of Insurers. Insurance is to be placed with insurers with a Bests' <br /> rating of no less than A:VII. <br /> (f) Verification of Coverage. Contractor shall furnish City with certificates of <br /> insurance and with original endorsements effecting coverage required by this <br /> clause. The certificates and endorsements for each insurance policy are to be <br /> signed by a person authorized by that insurer to bind coverage on its behalf. The <br /> certificates and endorsements are to be received and approved by the City before <br /> work commences. The City reserves the right to require complete, certified <br /> copies of all required insurance policies, at any time. <br /> (g) Subcontractors. Contractor shall include all subcontractors as insureds under its <br /> policies or shall furnish separate certificates and endorsements for each <br /> subcontractor. All coverages for subcontractors shall be subject to all of the <br /> requirements stated herein. <br /> (h) The Risk Manager of City may approve a variation in those insurance <br /> requirements upon a determination that the coverages, scope, limits and forms of <br /> such insurance are either not commercially available or that the City's interests <br /> are otherwise fully protected. <br /> 5. CONTRACTOR NO AGENT. Except as City may specify in writing, Contractor shall <br /> have no authority, express or implied, to act on behalf of City in any capacity whatsoever <br /> Contractual Services Agreement Page 13 of 23 <br /> Revised 5-02 Senior Center <br />