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IN WITNESS WHEREOF, the City and the Borrower have executed this Agreement as <br /> of the date first set forth above. <br /> CITY <br /> City of Sap fans s, a California municipal corporation <br /> By: ..AO <br /> Chris Zapata, ty Manager <br /> Att est: C , <br /> 13y� <br /> Marian Handa, City Clerk <br /> Approved as to form: <br /> Richard Pio Roda, City Attorney <br /> BORROWER <br /> Hello Housing, a California nonprofit public benefit Corporation <br /> By: <br /> Name: <br /> Title: <br /> 2220130.1 Page I S <br />