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Page 4 of 13 San Leandro Housing Element Implementation Program -2013 Annual Progress Report-Table C Name of Goal/Program Objectives/Summary of Actions Timeframe Status of Program Implementation in H.E. Goal 55: Provide opportunities for low-and moderate-income San Leandro households to become Home Ownership homeowners and help them to retain their homes in the event of financial crisis. 1. Provide first-time homebuyers assistance to an average of 10 homeowners a year 1.ADVANCE: Due to the State's elimination of the City's redevelopment agency,the City between 2009&2014. was not able to provide any First Time Homebuyer Program loans in CY 2013. City staff are evaluating other funding sources to revive this eliminated loan program. 2.Facilitate at least two first-time homebuyers'seminars annually between 2009&2014. 2. ADVANCE:Two(2)free first-time homebuyers' seminars were offered in 2013: April 20th and December 14th,2013. Home Ownership for San Leandro Renters Action 55.02-A:First-Time Continue the First-Time Homebuyer Assistance Program (FTHB), offering low-interest Ongoing ADVANCE: First-Time Homebuyer Loan program has been suspended due to the Homebuyer Program deferred payment loans to qualifying low- and moderate-income households for elimination of City's redevelopment agency. downpayment assistance or gap financing. Action 55.02-B:Mortgage Support Alameda County Housing and Community Development Department's (HCD)Ongoing ADVANCE: Ongoing program run by Alameda County HCD. In CY 2013, four (4) Credit Certificate Program Mortgage Credit Certificate (MCC) Program, where owners may take 20% of their homebuyers received MCC assistance to purchase a home in San Leandro, There were mortgage interest payment as dollar for dollar tax credit against their federal income taxes. no MCC re-issuances for a refinance. First-Time Buyer Education Action 55.03-A:First Time Support the Bay Area Home Buyers Agency(BARBA)or similar organization to provide Ongoing ACHIEVED and ADVANCE:City/RDA conducts free FTHB seminars annually via BAHBA Homebuyer Counseling homebuyer counseling services and to conduct periodic City-sponsored workshops for first- that are publicized in the San Leandro Times and/or Daily Review newspapers. Flyers time homebuyers with lenders and reaftors. Publicize these seminars and ensure that are also distributed to the City libraries,local teachers'association,and City employees. residents may attend seminars in nearby cities and in San Leandro. BAHBA also mails packets to local business human resource offices. BAHBA awarded 37 certificates of completion in 2013. BAHBA provided free one-on-one homebuyer counseling to 15 households who are residents and/or employed locally. Of these households.10 were low income and 5 were moderate income. Action 55.03-B:Post- Conduct an annual"post-purchase"seminar for new homeowners,particularly those who Ongoing ADVANCE: BAHBA provided 1 annual post-purchase workshop in CY 2013. The City and Purchase Seminar _purchased through the inclusionary housing and/or downpayment assistance programs. - BAHBA are continuing to collaborate to revamp its monitoring program. Foreclosures Action 55.05-A:Neighborhood Explore a Joint Powers Agreement/MOU with various Bay Area cities to qualify for HUD's Ongoing since ACHIEVED: The City Council approved a joint agreement on 4/6/09 with Berkeley, Stabilization Program Neighborhood Stabilization Program (NSP), Round 1. Purchase and rehabilitate 2009 Fremont, Livermore, and Union City.The cities selected Hallmark Community Solutions foreclosed homes, land bank foreclosed home,s and redevelop blighted properties, or (now formally known as Hello Housing) as the program contractor to use this pool of propose other uses to assist low-to moderate-income residents. $2,230,495 NSP1 funds jointly. Hello Housing has expended all the funds after acquiring and rehabilitating and reselling eleven(11)homes to income-eligible families. Three(3)of these homes are in San Leandro. ACHIEVED and ADVACED: Additional NSP2 funds were issued in 2009. Local jurisdictions in Alameda County created a consortium that was awarded$11,000,000. The County is the lead agency in this Alameda County NSP Consortium,which includes San Leandro, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Pleasanton, Union City, and the unincorporated county. The funds will be used in neighborhoods with the greatest foreclosure and vacancy problems. A total of six(6)NSP2 homes in San Leandro have been acquired,rehabilitated,and resold to NSP2-qualifying families. Goal 56: Encourage the preservation and rehabilitation of the existing affordable housing stock. Affordable Housing 1.Provide rehabilitation assistance to an average of 20 lower-income homeowners a year 1.ADVANCE: In CY 2013,fourteen(14) lower income households has been assisted with Conservation between 2009 and 2014 through the Minor Home Repair(Grant)Programs. Minor Home Repair grants. 2.Provide rehabilitation assistance to an average of 10 lower-income homeowners a year 2.ADVANCE: Due to the State's elimination of the City's redevelopment agency.the City through the Owner-Assisted Rehabilitation(Loan)Program. has eliminated the rehabilitation loan portion of its Housing Rehabilitation Program. The City was not able to provide any rehabilitation loans in CY2013. City staff are evaluating other funding sources to revive this eliminated loan program. 3,Provide rehabilitation assistance to a minimum of one mobile home park and at least 20 3.ADVANCE:In CY 2013,six(6)lower income households has received a Mobile Home mobile home owners by June 30,2014. Repair grant.