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certificate of insurance. <br /> In the case of the Grantee's utilization of subcontractors to complete the scope of work, the <br /> Grantee shall include all subcontractors as insured's under Grantee's insurance or supply <br /> evidence of insurance to the Division equal to policies, coverages and limits required of <br /> Grantee. <br /> Any proposed change in this status shall be reported to the Division prior to the change and <br /> may result in restrictions being imposed on the usage of the monies or equipment. <br /> g. Inadequate Insurance <br /> Inadequate or lack of insurance does not negate the Grantee's obligations under the <br /> Agreement. <br /> h. Use of Subcontractors <br /> In the case of Contractor's utilization of subcontractors to complete the contracted scope of <br /> work, contractor shall include all subcontractors as insured's under Contractor's insurance or <br /> supply evidence of subcontractor's insurance to The State equal to policies, coverages, and <br /> limits required of Contractor. <br /> 2. Insurance Requirements <br /> a. Commercial General Liability <br /> The Grantee shall maintain general liability on an occurrence form with limits of not less than <br /> $1,000,000 per occurrence for bodily injury and property damage liability combined with a <br /> $2,000,000 annual policy aggregate. The policy shall include coverage for liabilities arising <br /> out of premises, operations, independent contractors, products, completed operations, <br /> personal and advertising injury, and liability assumed under an insured contract. This <br /> insurance shall apply separately to each insured against whom claim is made or suit is <br /> brought subject to the Grantee's limit of liability. The policy must include: <br /> The State of California, its officers, agents, employees and servants as additional insureds, <br /> but only with respect to work performed under the contract. This endorsement must be <br /> supplied under form acceptable to the Office of Risk and Insurance Management. <br /> In the case of Contractor's utilization of subcontractors to complete the contracted scope of <br /> work, contractor shall include all subcontractors as insured's under Contractor's insurance or <br /> supply evidence of insurance to The State equal to policies, coverages and limits required of <br /> Contractor. <br /> b. Automobile Liability <br /> The Grantee shall maintain motor vehicle liability with limits not less than $1,000,000 <br /> combined single limit per accident. Such insurance shall cover liability arising out of a motor <br /> vehicle including owned, hired and non-owned motor vehicles. <br /> c. Watercraft Liability <br /> The Grantee shall maintain watercraft liability with limits not less than $1,000,000 combined <br /> single limit per accident. Such insurance shall cover liability arising out of the maintenance <br /> and use of any watercraft (owned, hired or non-owned). <br /> 7 <br />