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4.2.4 Submittal Requirements. To comply with Subsection 4.2, Contractor shall submit the <br />following: <br />a. Certificate of Liability Insurance in the amounts specified in the section; <br />b. Additional Insured Endorsement as required by the section; <br />C. Waiver of Subrogation Endorsement as required by the section; and <br />d. Primary Insurance Endorsement as required by the section. <br />4.3 All Policies Requirements. <br />4.3.1 Acceptability of Insurers. All insurance required by this section is to be placed with <br />insurers with a Bests' rating of no less than A:VII. <br />4.3.2 Verification of Coverage. Prior to beginning any work under this Agreement, Contractor <br />shall furnish City with complete copies of all Certificates of Liability Insurance delivered to <br />Contractor by the insurer, including complete copies of all endorsements attached to the <br />policies. All copies of Certificates of Liability Insurance and certified endorsements shall <br />show the signature of a person authorized by that insurer to bind coverage on its behalf. <br />If the City does not receive the required insurance documents prior to the Contractor <br />beginning work, it shall not waive the Contractor's obligation to provide them. The City <br />reserves the right to require complete copies of all required insurance policies at any time. <br />4.3.3 Deductibles and Self -Insured Retentions. Contractor shall disclose to and obtain the <br />written approval of City for the self-insured retentions and deductibles before beginning <br />any of the services or work called for by any term of this Agreement. At the option of the <br />City, either: the insurer shall reduce or eliminate such deductibles or self-insured <br />retentions as respects the City, its officers, employees, and volunteers; or the Contractor <br />shall provide a financial guarantee satisfactory to the City guaranteeing payment of losses <br />and related investigations, claim administration and defense expenses. <br />4.3.4 Wasting Policies. No policy required by this Section 4 shall include a "wasting" policy <br />limit (i.e. limit that is eroded by the cost of defense). <br />4.3.5 Endorsement Requirements. Each insurance policy required by Section 4 shall be <br />endorsed to state that coverage shall not be canceled by either party, except after 30 <br />days' prior written notice has been provided to the City. <br />4.3.6 Subcontractors. Contractor shall include all subcontractors as insureds under its policies <br />or shall furnish separate certificates and certified endorsements for each subcontractor. <br />All coverages for subcontractors shall be subject to all of the requirements stated herein. <br />Non -Professional Services Agreement between City of San Leandro and [MM/DD/YYYY] <br />[NOTE TO STAFF: DATE IS OPTIONAL. IF USED, IT CAN BE THE EFFECTIVE DATE OR THE LAST REVISED <br />DATE TO KEEP TRACK OF VERSIONS THROUGH DEVELOPMENT.] <br />for Page 33 of 16 <br />