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HISCOX INSURANCE COMPANY INC. 40 <br />HISCOX <br />Endorsement 3 <br />NAMED INSURED: AHG Architectural Services / <br />E5102.1 California Amendatory Endorsement Page 1 of 3 <br />This endorsement modifies insurance provided under the following: <br />PROFESSIONAL LIABILITY - ERRORS AND OMISSIONS INSURANCE <br />In consideration of the premium charged, it is understood and agreed that the Policy is modified as <br />follows: <br />1. Section V. OTHER MATTERS AFFECTING COVERAGE is amended to include the following at <br />the end thereof: <br />CANCELLATION <br />Notice of Cancellation <br />A. The Named Insured may cancel this Policy by giving Us advance written notice <br />stating when thereafter such cancellation shall be effective. If the Named Insured <br />cancels this Policy, the refund may be less than pro rata. Provided, however, if this <br />Policy shall be cancelled by the Named Insured within 14 days of the inception of the <br />Policy Period without having submitted a Claim, We shall return in full any premium <br />amount actually paid to Us. In such event, the effective date of cancellation shall be <br />deemed to be the inception date of the Policy Period. <br />B. Policies In Effect For 60 Days or Less <br />If this Policy has been in effect for sixty (60) days or less, and is not a renewal of a <br />Policy We have previously issued, We may cancel this Policy by mailing or delivering <br />to the Named Insured at the mailing address shown in the Declarations and to the <br />producer of record, if any, advance written notice of cancellation stating the reason for <br />cancellation at least: <br />Ten (10) days before the effective date of cancellation if We cancel for. . <br />(a) Non-payment of premium; or <br />(b) Discovery of fraud by. <br />i. The Insured or the Insured's representative in obtaining this <br />insurance; or <br />ii. The Insured or the Insured's representative in pursuing a Claim <br />under the Policy. <br />Thirty (30) days before the effective date of cancellation if We cancel for any <br />other reason. <br />C. Policies In Effect For More Than 60 Days <br />If this Policy has been in effect for more than sixty (60) days, We may also cancel this <br />Policy by mailing or delivering to the Named Insured at the address shown in the <br />Declarations, the producer of record, if any, written notice, including the reason for <br />cancellation, stating when not less than thirty (30) days thereafter (or ten (10) days <br />thereafter when cancellation is due to non-payment of premium or discovery of fraud), <br />the cancellation shall be effective. <br />