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4.4.1 Acceptability of Insurers. All insurance required by this section is to be <br />placed with insurers with a Bests' rating of no less than A:VII. <br />4.4.2 Verification of Coverage. Prior to beginning any work under this <br />Agreement, Consultant shall furnish City with complete copies of all <br />Certificates of Liability Insurance delivered to Consultant by the insurer, <br />including complete copies of all endorsements attached to the policies. <br />All copies of Certificates of Liability Insurance and certified endorsements <br />shall show the signature of a person authorized by that insurer to bind <br />coverage on its behalf. If the City does not receive the required insurance <br />documents prior to the Consultant beginning work, it shall not waive the <br />Consultant's obligation to provide them. The City reserves the right to <br />require complete copies of all required insurance policies at any time. <br />4.4.3 Deductibles and Self -Insured Retentions. Consultant shall disclose to <br />and obtain the written approval of City for the self-insured retentions and <br />deductibles before beginning any of the services or work called for by any <br />term of this Agreement. At the option of the City, either: the insurer shall <br />reduce or eliminate such deductibles or self-insured retentions as <br />respects the City, its officers, employees, and volunteers; or the <br />Consultant shall provide a financial guarantee satisfactory to the City <br />guaranteeing payment of losses and related investigations, claim <br />administration and defense expenses. <br />4.4.4 Wasting Policies. No policy required by this Section 4 shall include a <br />"wasting" policy limit (i.e. limit that is. eroded by the cost of defense). <br />4.4.5 Endorsement Requirements. Each insurance policy required by Section 4 <br />shall be endorsed to state that coverage shall not be canceled by either <br />party, except after 30 days' prior written notice has been provided to the <br />City. <br />4.4.6 Subcontractors. Consultant shall include all subcontractors as insureds <br />under its policies or shall furnish separate certificates and certified <br />endorsements for each subcontractor. All coverages for subcontractors <br />shall be subject to all of the requirements stated herein. <br />4.5 Submittal of Proof of Insurance Coverage. All certificates of insurance and <br />original endorsements effecting coverage required in this Section 4 must be <br />electronically submitted through the City's online insurance document <br />management program, PINS Advantage. Contractor shall comply with all <br />requirements provided by City related to the PINS Advantage program. <br />Consulting Services Agreement between City of San Leandro and Last revised September 10, 2019 <br />Terraphase Engineering for Treatment Wetland Design Services Page 9 of 18 <br />