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after thirty (30) days' prior written notice by certified mail, return receipt requested, has <br />been given to the City. <br />(e) Ajw=tability of insurers. Insurance is to be placed with insurers with a Bests' rating of <br />no less than ANIL <br />(f) Verification of Coverage. Contractor shall furnish City with certificates of insurance and <br />with original endorsements effecting coverage required by this clause. The certificates and <br />endorsements for each insurance policy are to be signed by a person authorized by that <br />insurer to bind coverage on its behalf. The certificates and endorsements are to be <br />received and approved by the City before work commences. The City reserves the right <br />to require complete, certified copies of all required insurance policies, at any time. <br />(g) Subcontractors. Contractor shall include all subcontractors as insureds under its policies <br />or shall furnish separate certificates and endorsements for each subcontractor. All <br />coverages for subcontractors shall be subject to all of the requirements stated herein. <br />(h) The Risk Manager of City may approve a variation in those insurance requirements upon <br />a determination that the coverages, scope, limits and forms of such insurance are either <br />not commercially available or that the City's interests are otherwise fully protected. <br />