| 5. Rents, Issues, and Profits. As additional security, Trustor hereby gives to and 
<br />confers upon Beneficiary the right, power, and authority, during the continuance of these Trusts, 
<br />to collect the rents, issues, and profits of the Property, reserving unto Trustor the right, prior to 
<br />any default by Trustor in payment of any indebtedness secured hereby or in performance of any 
<br />agreement hereunder, to collect and retain such rents, issues, and profits as they become due and 
<br />payable. Upon any such default, Beneficiary may at any time without notice, either in person, by 
<br />agent, or be a receiver to be appointed by a court, and without regard to the adequacy of any 
<br />security for the indebtedness hereby secured, enter upon and take possession of said property or 
<br />any part thereof, in its own name sue for or otherwise collect such rents, issues, and profits, 
<br />including those past due and unpaid, and apply the same, less costs and expenses of operation 
<br />and collection, including reasonable attorneys' fees, upon any indebtedness secured hereby, and 
<br />in such order as Beneficiary may determine. The entering upon and taking possession of said 
<br />property, the collection of such rents, issues, and profits, and the application thereof as aforesaid, 
<br />shall not cure or waive any default or notice of default hereunder or invalidate any act done 
<br />pursuant to such notice. 
<br />6. Notice. Except for any notice required under applicable law to be given in 
<br />another manner, (a) any notice to Trustor provided for in this Deed of Trust shall be given by 
<br />delivering it or by mailing such notice by certified mail return receipt requested addressed to 
<br />Trustor at 262 Davis Street, San Leandro CA 94577, or at such other address as Trustor may 
<br />designate by notice to Beneficiary as provided herein, and (b) any notice to Beneficiary shall be 
<br />given by certified mail return receipt requested to Beneficiary's address stated herein or to such 
<br />other address as Beneficiary may designate -by notice to Trustor as provided herein. Any notice 
<br />provided for in this Deed of Trust shall be deemed to have been given to Trustor or Beneficiary 
<br />when given in the manner. designated herein 2 (two) days after deposit into the United States 
<br />Mail, or on the date when personally served on the Trustors or Beneficiary. 
<br />7. Due On Sale Without the Consent of Beneficiary. If the Property, any part of it, 
<br />or interest in it is sold, or if Trustor agrees to sell, convey, or alienate said property, by operation 
<br />of law or otherwise in violation of the transfer provisions of the Loan Agreement, all obligations 
<br />secured by this instrument, irrespective of the maturity dates expressed therein, at the option of 
<br />the holder thereof and without demand shall immediately become due and payable. 
<br />8. Powers of Sale. Upon default by Trustor in payment of any indebtedness secured 
<br />hereby or in performance of any agreement hereunder, after the expiration of applicable notice 
<br />and cure periods, all sums secured hereby shall immediately become due and payable at the 
<br />option of the Beneficiary. In the event of default, Beneficiary may employ counsel to enforce 
<br />payment of the obligations secured hereby, and shall execute or cause the Trustee to execute a 
<br />written notice of such default and of its election to cause to be sold the Property to satisfy the 
<br />obligations hereof, and shall cause such notice to be recorded in the office of the Recorder of 
<br />each county wherein the Property or some part thereof is situated. 
<br />Prior to publication of the notice of sale, Beneficiary shall deliver to Trustee this Deed of 
<br />Trust and the Note or other evidence of indebtedness which is secured hereby, together with a 
<br />written request for the Trustee to proceed with a sale of the property described herein, pursuant 
<br />to the provisions of law and this Deed of Trust. 
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